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Personalise Payments with DBS My Preferred Payment Plan

Handle big or small purchases hassle-free with up to 24 months instalments.
Customise repayment schedules for unbilled/statement transactions to match your cash flow
Simplify commitments by consolidating up to 10 transactions into one plan
Plan with confidence using fixed monthly payments and 0% fee for 3 months
Personalise Payments with DBS My Preferred Payment Plan
Overview
Overview
Benefits
How to apply
Eligibility
FAQ

Benefits you enjoy with DBS My Preferred Payment Plan

Pay on Your Terms

When expenses hit before payday, adjust repayments for eligible transactions from S$100 so your payments fit your cash flow, not the other way around.

One Plan, Fewer Bills

If you’re juggling big obligations like annual insurance premium, combine up to 10 transactions into one plan to manage repayments with less effort.

Plan With Certainty

When you want predictable costs, choose a tenure that fits your needs - up to 24 months - with fixed monthly payments, including 0% fee on 3‑month plans.

How to apply

Credit CardSavings AccountIncome Tax

Who is this for​

Wanderlust Planners
For those who want to travel boldly and enjoy flexible payment for travel related expenses.
Self-Care Prioritisers
For those who want to balance self‑care with other financial goals and commit to long‑term wellness plans without large upfront payments.
Home Shapers
For new homeowners or those who wants to refresh their home setup without feeling financially stretched.

Eligibility & Fees

Credit CardSavings AccountFor Income Tax
EligibilityAll Principal Cardholders of a personal DBS/POSB Credit Card can apply.
Transaction DetailsAll retail and online transactions of minimum S$100 made by Principal and/or Supplementary Cardholder that are in unbilled and/or latest statement can be converted to MP3. Eligible transaction(s) will be shown at transaction selection page during application journey.
Tenures Available3 / 6 / 12 / 18 / 24 months.
FeesMP3 has 0% interest. Only a one-time processing fee based on total plan amount will apply. Processing fee will be posted to card account alongside the first monthly instalment in your upcoming statement. Please refer to the processing fee shown on application journey for latest rates.

Frequently Asked Questions

Credit CardSavings AccountIncome Tax