At a Glance

0% interest bite-sized payments

Stretch your dollar and pay over 3, 6, or 12-month period (min. S$100 spend).

Effortless way to pay and go

Just pay with your DBS/POSB Credit Cards – no additional sign ups!

Manage your budget wisely

Flexible way to manage your expenses, from in-store to online purchases.

We know you live for your passions. Good news is, they are within reach. Enjoy what you really love, without the worries of an overstretched budget.

Just use Pay Later with your DBS/POSB Credit Cards and split payments over 3, 6, or 12 months. Give your money some breathing space while you find more room for fulfilment.

 

Features & Benefits

100% fulfilment. 0 extra effort.

No Sign Up

Pay Later is enabled
with your existing
DBS/POSB Credit Cards.

No Interest

When you split payments over
3, 6 or 12 months.

No Frills

For in-store and
online purchases,
S$100 and above.

No Anxiety

Spend within your means, based
on your credit limits.

 

How to use Pay Later in 3 simple steps.

For in-store purchases:

  1. Inform cashier at point of payment that you’ll like to pay with Pay Later.
  2. Select your preferred instalment period (3, 6 or 12 months).
  3. You will be charged in-store for the 1st month instalment amount on your DBS/POSB Credit Card. Subsequent instalment payments will be charged through the same card until the end of the instalment period.

For online shopping:

  1. Select Pay Later at the checkout page.
  2. Select your preferred instalment period (3, 6 or 12 months).
  3. You will be charged upfront for the 1st month instalment amount on your DBS/POSB Credit Card. Subsequent instalment payments will be charged through the same card until the end of the instalment period.

Check out our participating merchants here

Babypass

Offers integrated microbiome profiling to provide personalised insights to manage and reduce health risk for parents and child – before, during and after pregnancy

Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards

Bedding Affairs

Get S$50 off with min spend of S$500 in-stores.

Valid till 31 Dec 2022. Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards at Hola Centre HQ and Jurong IMM Mall Branch. Click here for more.

BTO Door

Fabricating solid laminated doors with 10 years of experience, providing direct factory prices.

Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards instore at Blk 970 Toa Payoh North showroom.

Door Lab

Believes in blending artisanship with commitment to deliver doors with protection, good finishing and affordable pricing.

Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards at Geylang East Ave 3 showroom.

Elite Dental

A boutique aesthetic dental clinic that works with trusted dentists for implants, veneers and other dental services

Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards

Ergoworks®

Asia’s leading brand in holistic ergonomic tables, chairs and accessories for adults and children.

Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards at Marina Square Flagship store. Click here for more.

Eu Yan Sang

Get up to S$30 Eu Yan Sang Voucher when you shop in-stores

Valid from till 31 Dec 2022. Limited redemptions only. Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards. Click here for more.

Mary Chia

Mary Chia is a homegrown and leading beauty and wellness spa brand, providing premium and quality skincare and physique management services for women.

Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards at participating Mary Chia Studios in Singapore.

OPPO

Get up to $50 off the latest OPPO smartphones in-stores

Valid till 31 Dec 2022. Limited redemptions only. Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards at all OPPO stores except Bugis Junction and Causeway Point. Click here for more.

Rack85

Shop for lifestyle and electronics products online with some of your favourite brands – Samsung, Jabra, Garmin, Hua Wei, Razer and more

Pay Later with 3 or 6-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards.

Royal Wings Travel

S$100 off with min. spend of S$2,000 with promo code DBSPL100

Valid till 31 Dec 2022, limited to first 30 redemptions. Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards

Samsung Online

Browse and buy home electronics online, home electronics including smartphones, tablets, TVs, home appliances and more.

Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards.

SAVVYPALS

A one-stop online shopping mall that offers skin care products, makeup, health foods and beauty equipment, offering the complete treatment for face and body.

Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards

Smartbed

Specialize in great designs for bed frames at Direct Factory Prices. Carries wide variety of Murphy bed models for your space planning, wall bed sofa and more.

Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards only at Ubi and Woodlands showroom

Soshinsen

Shop online for premium Japanese products – including seafood, meats, fruits and vegetable, condiments and more delivered directly to your doorstep.

Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards.

The Door

Offers a wide variety of home doors in Singapore including fire rated doors as well as digital locks to compliment your home design.

Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards instore at Bedok Mall and Blk 806 Hougang Central showroom.

Not sure how Pay Later works with your DBS/POSB Credit Cards?

Here are the answers to some of the commonly asked questions.

Terms & Conditions governing the use of Pay later with DBS/POSB Credit Cards apply.

Explore more

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