At a Glance

Split Your Shopping Bills Instantly
with our payment plans

0% Interest Payment Plans
to make expensive items and exotic holidays more affordable

Flexible payments
over 3, 6, 12, 18 or 24 months


Apply now

 

Promotions

 

Features & Benefits

  • 0% interest
    Split your payment with 0% interest & a low processing fee for up to 24 months
Tenure3 months6 months12 months18 months24 months
One-Time Processing Fee
(based on transaction amount)
3% 3% 5% 6% 6%
Effective Interest Rate 18.18% p.a. 10.43% p.a. 9.50% p.a. 7.86% p.a. 5.98% p.a.
  • Divide your payments instantly
    Combine and convert up to 10 transactions instantly

  • How My Preferred Payment Plan works

For example, based on transaction amount of S$2,700:

Tenure3 months6 months12 months18 months24 months
Monthly Instalment S$900 S$450 S$225 S$150 S$112.50
One-Time Processing Fee
(based on transaction amount)
S$81
(3% of S$2,700)
S$81
(3% of S$2,700)
S$135
(5% of S$2,700)
S$162
(6% of S$2,700)
S$162
(6% of S$2,700)

  • Pay zero interest and get what you want at participating merchants islandwide
  • Start the plan at the outlet itself - just ask for the plan at the merchant before you make your purchase
  • Spread your payments over 3, 6, 12, 18, or 24 months

Click on any category below to see the list of participating merchants for the DBS 0% Interest Instalment Payment Plan. Enquire in-store for more details before you make your purchase.

  • Automotive

    • A1 Tyre Pte Ltd
    • Acellent Services
    • Alphine Motors Pte Ltd
    • Autobacs Acoustics Pte Ltd
    • Autobann Motors (S) Pte Ltd
    • Best Maintainance Workshop
    • Car Pit Motors
    • Chrysler Jeep Automative
    • Chuan Sing Auto Accesssories Centre
    • Clh Tyres Trading
    • Cycle & Carriage
    • Fong Kim Racing Development
    • H Tyre Pte Ltd
    • Hock Cheong Automec Pte Ltd
    • Hodaka Motoworld
    • Infiniti Racing
    • Karcool
    • Motor Clinic
    • One Zone Automotive LLP
    • Stamford Tyres International Pte Ltd
  • Beauty & Wellness

    • Absolute Chiropractic
    • Absolute Lifestyle Living
    • Adeva Spa
    • Aesthetic Medical Holdings Pte Ltd
    • AIBI International Pte Ltd
    • Amore Fitness
    • Amore Spa
    • Amway (Singapore) Pte Ltd
    • Apex Hub Pte Ltd
    • Ayuthaya Spa
    • Beijing 101
    • Bio Aesthetic Holdings Pte Ltd
    • Bioapex International Pte Ltd
    • Bionn International
    • Body Contours Pte Ltd
    • Bodyperfect Pte Ltd
    • Browhaus
    • Cenosis Holdings Pte Ltd
    • Chapter 2 Hairdressing Pte Ltd
    • Chrysalis Spa
    • Clariancy
    • Clarins Pte Ltd
    • Cosmo Goodness Pte Ltd
    • Dr Cindy's Medical Aesthetics
    • Dorra Slimming Pte Ltd
    • Fil Skin & Body Intelligence Pte Ltd
    • Fitness First
    • Fountain Spa Wellness Pte Ltd
    • H.Om Yoga Pte Ltd
    • Ikeda Spa P L
    • Isis Doc Pte Ltd
    • Jean Yip
    • Johnson Protein Healthy Hair Growth Pte Ltd
    • Jurlique Day Spa
    • Kimage Salon Pte Ltd
    • Lifespa
    • London Weight Management Pte Ltd
    • Mary Chia
    • MTM Skincare Pte Ltd
    • New York Skin Solutions Pte Ltd
    • Nimble Knead Llp
    • Nu Skin Enterprises P L
    • Ogawa Health -Care Pte Ltd
    • OSIM International Ltd
    • OTO Bodycare
    • OWELL Bodycare Pte Ltd
    • Pilates Inc
    • Pure Angel Pte Ltd
    • Qfit Pte Ltd
    • Regina International Pte Ltd
    • Shakura Pigmentation Beauty Pte Ltd
    • Shaofang Pte Ltd
    • Singapore Lipo, Body & Face
    • Singapore National Eye Centre
    • SK Il Boutique Spa
    • Spa Elements
    • Spa Infinity
    • Spa Rael
    • Spa Symphony
    • Strip
    • Theresa Beauty Slimming & Fitness Pte Ltd
    • True Yoga Pte Ltd
  • Education

    • Academies Australasia Col
    • Adam Khoo Learning
    • Australian International School Pte Ltd
    • Believer Music
    • British Council (Singapore) Pte Ltd
    • Cosmoprof Academy Pte Ltd
    • Cristofori Music Pte Ltd
    • East Asia Inst Mgmt
    • Kaplan Higher Education Institute Pte Ltd
    • Kaplan Learning Institute Pte Ltd
    • MDIS Pte Ltd
    • NUSS
    • Stamford American International School
    • TMC Academy
    • TMC Learning Hub
  • Electronic and Computers

    • @Notebook.Com Pte Ltd
    • 8 Flags Computer Sys
    • A.A.A Appliances
    • Active Notebook Pte Ltd
    • Addon Systems Pte Ltd
    • Aftershock PC
    • All Best Aircon
    • Alpha Audio Sound & Vision Pte Ltd
    • Atlas Sound & Vision
    • Audio House Marketing Pte Ltd
    • Bally Photo Electronics
    • Best Denki (Singapore) Pte Ltd
    • Cathay Photo
    • Challenger
    • Courts (Singapore) Pte Ltd
    • Epi Lifestyle Pte Ltd
    • EpiCentre
    • Gain City
    • Harvey Norman
    • Hewlett-Packard Singapore Sales Pte Ltd
    • iStudio
    • Macshop Pte Ltd
    • MC2 Pte Ltd
    • Mega Discount Store P L
    • Newstead Technologies Pte Ltd
    • Parisilk Electronics & Computers Pte Ltd
    • PC Zone
    • Polaris Network Pte Ltd
    • Song Brothers Marketing
    • Sony Electronics (Singapore) Pte Ltd
    • Valore Retail Pte Ltd
  • Fashion and Accessories

    • A/X Armani Exchange
    • Alexander Wang
    • Armani
    • Armani Junior
    • Balenciaga
    • Bell & Ross Mandarin Gallery
    • Belle + Tulle Bridal
    • Blum & Co Pte Ltd
    • Club 21 Pte Ltd
    • Coldwear Pte Ltd
    • Enzo Milan
    • Glajz-Thg Pte Ltd
    • Passage Lifestyles
    • Reebonz Pte Ltd
    • Spectacle Hut
  • Home and Furnishing

    • Absolute Bedding Pte Ltd
    • Acanthus Collection
    • Ackerman & Smith Pte Ltd
    • Bright House Lightning Pte Ltd
    • Brighton Furniture Display Centre
    • Casa Kidi Pte Ltd
    • Castilla Design Pte Ltd
    • H.M. Curtain Pte Ltd
    • Home Fix D.I.Y Store
    • Hupfarri Bathroom & Kitchen Gallery Pte Ltd
    • IKEA
    • Mayer Marketing
    • Scanteak
    • Sea Horse
    • Sealy Sleep Boutique
    • SEC Lifestyle
    • Song-Cho (Imp & Exp) Pte Ltd
    • Space Furniture
    • Star Furniture Pte Ltd
    • V.Hive
  • Insurance

    • AIG
    • AXA Insurance Singapore P L
    • Chartis
    • Liberty Insurance Pl
    • MSIG Insurance (S) Pte Ltd
    • NTUC Income Insurance
  • Jewellery and Watches

    • 18 Karaats
    • 3.1 Phillip Lim
    • Aspial - Lee Hwa Jewellery
    • Boon Chai Jewellery
    • Charlotte Atelier
    • Chip Lee Jewellery
    • Citigems Pte Ltd
    • Cortina Watch
    • Dejewel Galleria Pte Ltd
    • Dickson Watch & Jewellery
    • Gold Heart Jewellery Pte Ltd
    • Gold N Gems Pte Ltd
    • Hock Ann Jewellers (Thomson) Llp
    • House Of Hung Pte Ltd
    • Indian Jewellers Pte Ltd
    • JANNPAUL
    • Joyalukkas Jewellery
    • Kamala Jewellers Pte Ltd
    • Lee Hwa Jewellery
    • Love & Co. Pte Ltd
    • Lovis Diamonds
    • Meena Gold Jewellers
    • Meyson Jewellery
    • Ming Seng Goldsmith
    • Peng Kwee Watches & Jewellery Pte Ltd
    • Philip Stein
    • Poh Heng Jewellery
    • Sincere Watch Limited
    • SK Jewellery
    • Soo Kee Jewellery
    • Tag Heuer
    • Taka Jewellery Pte Ltd
    • The Hour Glass Limited
    • Tianpo Jewellery
    • Vincent Watch Pte Ltd
    • Watches Of Switzerland Pte Ltd
    • Worldlink Dzi Gallery
  • Medical

    • Alexandra Hospital
    • Asia Health Partners Pte Ltd
    • Atlas Medical Clinic Pte Ltd
    • Atria-City Dental Group
    • B K Poh Urology
    • CFG (Forum) Pte Ltd
    • CFG (GWC) Pte Ltd
    • CFG (IMM) Pte Ltd
    • CFG (OUBC) Pte Ltd
    • CFG (PP) Pte Ltd
    • CFG (RC) Pte Ltd
    • CFG (TP) Pte Ltd
    • CFG (USQ) Pte Ltd
    • Chin Dental Surgery Pte Ltd
    • Christopher Chen Centre For Reproductive Medicine P L
    • Clearvision Eye Clinic Pte Ltd
    • Clinic @ The Sail
    • Coden Specialists Pte Ltd
    • David Loh Surgery Pte Ltd
    • Day Surgery Centre
    • De Pacific Dental Group (Amk)
    • Dream Plastic Surgery (Singapore) Pte Ltd
    • Eagle Eye Centre Pte Ltd
    • Evergreen Health Pte Ltd
    • Icare Medical And Wellness Clinic Pte Ltd
    • J Laser And Aesthetics Clinic Pl
    • Jurong Medical Centre
    • Lifeline Corporation Pte Ltd
    • Mount Alvernia Hospital
    • Pang & Ng Dental Surgery (H) / Pang & Ng Dental Surgery (Hougang) Pte Ltd
    • Parkway Eye Clinic
    • Parkway Hospital (S) Pte Ltd
    • Raffles Hospital Pte Ltd
    • Singapore General Hospital
    • Smile Inc Dental
    • Vitale Clinic (Raffles) Pte Ltd
  • Travel

    • AD Travel Pte Ltd
    • Airelated Travel
    • Asia Global Vacation P L
    • Asia-Euro Holidays Pte Ltd
    • AT Reservation Network Pte Ltd
    • Chan Brothers Travel
    • Commonwealth Travel Service Corp Pte Ltd
    • Dynasty Travel International Pte Ltd
    • Hong Thai Travel
    • Mustafa Air Travel Pte Ltd

Others

  • Amara Sentosa Investments P L
  • Animal Arts Academy Pte Ltd
  • BHG (Singapore) Pte Ltd
  • Borders
  • Byx Pte Ltd
  • Cash Converters
  • Cordlife Group Limited
  • Cool Bean Pte Ltd
  • Digi Sound Hearing Care Centre Pte Ltd
  • ERA Realty Network Pte Ltd
  • Evolve Mixed Martial Arts Pte Ltd
  • Evolve MMA Pte Ltd
  • Fairprice Xtra
  • Giant Hypermart
  • Holiday Inn Singapore Atrium
  • Hong Ming Store
  • Hotel Re! Pte Ltd
  • M1 Shop Pte Ltd
  • Metro (Private) Limited
  • Mothercare (S) Pte Ltd
  • Mount Prajna Ltd
  • Mustafa's Pte Ltd
  • OG Private Limited
  • Popular Book Company
  • Ramada Hotel
  • Starhub Ltd
  • Sunshine Health Mart Pte Ltd
  • Sun Shine Health Product Pte Ltd
  • Swee Lee Holdings Pt Eltd
  • Synertac Pte Ltd
  • Takashimaya Singapore Ltd
  • Yummi House

Note:

  • DBS 0% Interest Instalment Plan is applicable to DBS VISA/MasterCard/American Express® and POSB MasterCard Credit cardholders only.
  • Minimum purchase amounts, specific terms and conditions and products for instalment plan may vary for different merchants. Please contact the merchants for more details.
  • An administrative charge of S$150 will be levied for early repayment and/or Card Account termination. In the event of Card Account termination, the outstanding balance under the IPP shall become payable immediately.
  • DBS reserves the right to approve/reject any instalment plan(s).
  • Other conditions apply.


  • 0% Interest with a low processing fee
  • Flexible payments over 12 months
  • Earn DBS rewards points!
Tenure12 months
One-Time Processing Fee (based on transaction amount) 3%
Effective Interest Rate 5.63%p.a.

How to Apply

  • Pay your income tax using DBS/POSB Credit Card via iBanking
  • SMS MP3G_NRIC to 76060. You will receive a call from us within three working days to complete your application.
  • Download the application form. Mail or fax the completed form to 6782 1063.

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