At a Glance

Split Your Shopping Bills Instantly
with our payment plans

0% Interest Payment Plans
to make expensive items and exotic holidays more affordable

Flexible payments
over 3, 6, 12, 18 or 24 months

 

Features & Benefits

  • 0% interest
    Split your payment with 0% interest & a low processing fee for up to 24 months
Tenure 3 months 6 months 12 months 18 months 24 months
One-Time Processing Fee
(based on transaction amount)
3% 3% 5% 6% 6%
Effective Interest Rate 18.18% p.a. 10.43% p.a. 9.50% p.a. 7.86% p.a. 5.98% p.a.
  • Divide your payments instantly
    Combine and convert up to 10 transactions instantly

  • How My Preferred Payment Plan works

For example, based on transaction amount of S$2,700:

Tenure 3 months 6 months 12 months 18 months 24 months
Monthly Instalment S$900 S$450 S$225 S$150 S$112.50
One-Time Processing Fee
(based on transaction amount)
S$81
(3% of S$2,700)
S$81
(3% of S$2,700)
S$135
(5% of S$2,700)
S$162
(6% of S$2,700)
S$162
(6% of S$2,700)

  • Pay zero interest and get what you want at participating merchants islandwide
  • Start the plan at the outlet itself - just ask for the plan at the merchant before you make your purchase
  • Spread your payments over 3, 6, 12, 18, or 24 months

Click on any category below to see the list of participating merchants for the DBS 0% Interest Instalment Payment Plan. Enquire in-store for more details before you make your purchase.

Automotive

  • Cycle & Carriage
  • Fong Kim Racing Development
  • H Tyre Pte Ltd
  • Hock Cheong Automec Pte Ltd
  • Hodaka Motoworld
  • One Zone Automotive LLP
  • Stamford Tyres International Pte Ltd

Beauty & Wellness

  • Absolute Chiropractic
  • Adeva Spa
  • AIBI International Pte Ltd
  • Amore Fitness
  • Amore Spa
  • Amway (Singapore) Pte Ltd
  • Bionn International
  • Body Contours Pte Ltd
  • Bodyperfect Pte Ltd
  • Browhaus
  • Cenosis Holdings Pte Ltd
  • Chrysalis Spa
  • Clariancy
  • Cosmo Goodness Pte Ltd
  • Dr Cindy's Medical Aesthetics
  • Dorra Slimming Pte Ltd
  • Fil Skin & Body Intelligence Pte Ltd
  • Fitness First
  • Ikeda Spa P L
  • Jean Yip
  • Johnson Protein Healthy Hair Growth Pte Ltd
  • Kimage Salon Pte Ltd
  • Lifespa
  • London Weight Management Pte Ltd
  • Mary Chia
  • MTM Skincare Pte Ltd
  • New York Skin Solutions Pte Ltd
  • Nu Skin Enterprises P L
  • Ogawa Health -Care Pte Ltd
  • OSIM International Ltd
  • OTO Bodycare
  • OWELL Bodycare Pte Ltd
  • Pure Angel Pte Ltd
  • Regina International Pte Ltd
  • Shakura Pigmentation Beauty Pte Ltd
  • Shaofang Pte Ltd
  • Singapore National Eye Centre
  • SK Il Boutique Spa
  • Strip
  • Theresa Beauty Slimming & Fitness Pte Ltd

Education

  • Academies Australasia Col
  • Adam Khoo Learning
  • Australian International School Pte Ltd
  • Believer Music
  • British Council (Singapore) Pte Ltd
  • Cosmoprof Academy Pte Ltd
  • Cristofori Music Pte Ltd
  • Kaplan Higher Education Institute Pte Ltd
  • Kaplan Learning Institute Pte Ltd
  • MDIS Pte Ltd
  • NUSS
  • Stamford American International School
  • TMC Academy

Electronic and Computers

  • A.A.A Appliances
  • Addon Systems Pte Ltd
  • Aftershock PC
  • All Best Aircon
  • Alpha Audio Sound & Vision Pte Ltd
  • Atlas Sound & Vision
  • Audio House Marketing Pte Ltd
  • Bally Photo Electronics
  • Best Denki (Singapore) Pte Ltd
  • Cathay Photo
  • Challenger
  • Courts (Singapore) Pte Ltd
  • Gain City
  • Harvey Norman
  • iStudio
  • MC2 Pte Ltd
  • Mega Discount Store P L
  • Parisilk Electronics & Computers Pte Ltd
  • Polaris Network Pte Ltd
  • Sony Electronics (Singapore) Pte Ltd

Fashion and Accessories

  • Blum & Co Pte Ltd
  • Passage Lifestyles
  • Reebonz Limited
  • Spectacle Hut

Home and Furnishing

  • Ackerman & Smith Pte Ltd
  • Bright House Lightning Pte Ltd
  • Brighton Furniture Display Centre
  • Castilla Design Pte Ltd
  • Home Fix D.I.Y Store
  • IKEA
  • Mayer Marketing
  • Song-Cho (Imp & Exp) Pte Ltd
  • Star Furniture Pte Ltd
  • V.Hive

Insurance

  • AIG
  • AXA Insurance Singapore P L
  • Liberty Insurance Pl
  • MSIG Insurance (S) Pte Ltd
  • NTUC Income Insurance

Jewellery and Watches

  • 18 Karaats
  • Aspial - Lee Hwa Jewellery
  • Boon Chai Jewellery
  • Chip Lee Jewellery
  • Citigems Pte Ltd
  • Cortina Watch
  • Dejewel Galleria Pte Ltd
  • Gold Heart Jewellery Pte Ltd
  • Gold N Gems Pte Ltd
  • Hock Ann Jewellers (Thomson) Llp
  • House Of Hung Pte Ltd
  • Indian Jewellers Pte Ltd
  • JANNPAUL
  • Joyalukkas Jewellery
  • Lee Hwa Jewellery
  • Love & Co. Pte Ltd
  • Meena Gold Jewellers
  • Meyson Jewellery
  • Ming Seng Goldsmith
  • Peng Kwee Watches & Jewellery Pte Ltd
  • Poh Heng Jewellery
  • Sincere Watch Limited
  • SK Jewellery
  • Soo Kee Jewellery
  • Tag Heuer
  • Taka Jewellery Pte Ltd
  • The Hour Glass Limited
  • Vincent Watch Pte Ltd

Medical

  • Asia Health Partners Pte Ltd
  • Atlas Medical Clinic Pte Ltd
  • Atria-City Dental Group
  • B K Poh Urology
  • CFG (Forum) Pte Ltd
  • CFG (GWC) Pte Ltd
  • CFG (OUBC) Pte Ltd
  • CFG (PP) Pte Ltd
  • CFG (RC) Pte Ltd
  • CFG (TP) Pte Ltd
  • CFG (USQ) Pte Ltd
  • Chin Dental Surgery Pte Ltd
  • David Loh Surgery Pte Ltd
  • De Pacific Dental Group (Amk)
  • Dream Plastic Surgery (Singapore) Pte Ltd
  • Eagle Eye Centre Pte Ltd
  • Evergreen Health Pte Ltd
  • Icare Medical And Wellness Clinic Pte Ltd
  • J Laser And Aesthetics Clinic Pl
  • Lifeline Corporation Pte Ltd
  • Mount Alvernia Hospital
  • Parkway Hospital (S) Pte Ltd
  • Raffles Hospital Pte Ltd
  • Singapore General Hospital

Travel

  • Asia Global Vacation P L
  • Commonwealth Travel Service Corp Pte Ltd
  • Dynasty Travel International Pte Ltd
  • Hong Thai Travel
  • Mustafa Air Travel Pte Ltd

Others

  • BHG (Singapore) Pte Ltd
  • Cash Converters
  • Cordlife Group Limited
  • Digi Sound Hearing Care Centre Pte Ltd
  • ERA Realty Network Pte Ltd
  • Fairprice Xtra
  • Giant Hypermart
  • M1 Shop Pte Ltd
  • Metro (Private) Limited
  • Mothercare (S) Pte Ltd
  • Mount Prajna Ltd
  • Mustafa's Pte Ltd
  • OG Private Limited
  • Popular Book Company
  • Starhub Ltd
  • Sunshine Health Mart Pte Ltd
  • Sun Shine Health Product Pte Ltd
  • Swee Lee Holdings Pte Ltd
  • Takashimaya Singapore Ltd
  • Yummi House

Note:

  • DBS 0% Interest Instalment Plan is applicable to DBS VISA/MasterCard/American Express® and POSB MasterCard Credit cardholders only.
  • Minimum purchase amounts, specific terms and conditions and products for instalment plan may vary for different merchants. Please contact the merchants for more details.
  • An administrative charge of S$150 will be levied for early repayment and/or Card Account termination. In the event of Card Account termination, the outstanding balance under the IPP shall become payable immediately.
  • DBS reserves the right to approve/reject any instalment plan(s).
  • Other conditions apply.


  • 0% Interest with a low processing fee
  • Flexible payments over 12 months
  • Earn DBS rewards points!
Tenure 12 months
One-Time Processing Fee (based on transaction amount) 3%
Effective Interest Rate 5.63%p.a.

How to Apply

  • Pay your income tax using DBS/POSB Credit Card via iBanking
  • Download the application form. Mail or fax the completed form to 6782 1063.

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