Cardholder Services

Payment Plans

An easy & affordable way to split your shopping bills.

Payment Plans

If you’ve been wanting to buy an expensive item, or are dreaming of taking an exotic holiday, you can now do so straight away with our 0% interest payment plans.

Product Details

Benefits

  • Pay zero interest and get what you want at participating merchants islandwide
  • Start the plan at the outlet itself — just ask for the plan at the merchant before you make your purchase
  • Spread your payments over 3, 6, 12, 18, or 24 months

0% Interest Instalment Payment Plan Terms & Conditions:

  1. DBS 0% Interest Instalment Plan is applicable to DBS VISA/MasterCard/American Express® and POSB MasterCard Credit cardholders only.
  2. Minimum purchase amounts, specific terms and conditions and products for instalment plan may vary for different merchants. Please contact the merchants for more details.
  3. An administrative charge of S$150 will be levied for early repayment and/or Card Account termination. In the event of Card Account termination, the outstanding balance under the IPP shall become payable immediately.
  4. DBS reserves the right to approve/reject any instalment plan(s).
  5. Other conditions apply.

Click on any category below to see the list of participating merchants for the DBS 0% Interest Instalment Payment Plan. Enquire in-store for more details before you make your purchase.

  • Automotive

    • A1 Tyre Pte Ltd
    • Acellent Services
    • Alphine Motors Pte Ltd
    • Autobacs Acoustics Pte Ltd
    • Autobann Motors (S) Pte Ltd
    • Best Maintainance Workshop
    • Car Pit Motors
    • Chrysler Jeep Automative
    • Chuan Sing Auto Accesssories Centre
    • Clh Tyres Trading
    • Cycle & Carriage
    • Fong Kim Racing Development
    • H Tyre Pte Ltd
    • Hock Cheong Automec Pte Ltd
    • Hodaka Motoworld
    • Infiniti Racing
    • Karcool
    • Motor Clinic
    • One Zone Automotive LLP
    • Stamford Tyres International Pte Ltd
  • Beauty & Wellness

    • Absolute Chiropractic
    • Absolute Lifestyle Living
    • Adeva Spa
    • Aesthetic Medical Holdings Pte Ltd
    • AIBI International Pte Ltd
    • Amore Fitness
    • Amore Spa
    • Amway (Singapore) Pte Ltd
    • Apex Hub Pte Ltd
    • Ayuthaya Spa
    • Beijing 101
    • Bio Aesthetic Holdings Pte Ltd
    • Bioapex International Pte Ltd
    • Bionn International
    • Body Contours Pte Ltd
    • Bodyperfect Pte Ltd
    • Browhaus
    • Cenosis Holdings Pte Ltd
    • Chapter 2 Hairdressing Pte Ltd
    • Chrysalis Spa
    • Clariancy
    • Clarins Pte Ltd
    • Cosmo Goodness Pte Ltd
    • Dr Cindy's Medical Aesthetics
    • Dorra Slimming Pte Ltd
    • Fil Skin & Body Intelligence Pte Ltd
    • Fitness First
    • Fountain Spa Wellness Pte Ltd
    • H.Om Yoga Pte Ltd
    • Ikeda Spa P L
    • Isis Doc Pte Ltd
    • Jean Yip
    • Johnson Protein Healthy Hair Growth Pte Ltd
    • Jurlique Day Spa
    • Kimage Salon Pte Ltd
    • Lifespa
    • London Weight Management Pte Ltd
    • Mary Chia
    • MTM Skincare Pte Ltd
    • New York Skin Solutions Pte Ltd
    • Nimble Knead Llp
    • Nu Skin Enterprises P L
    • Ogawa Health -Care Pte Ltd
    • OSIM International Ltd
    • OTO Bodycare
    • OWELL Bodycare Pte Ltd
    • Pilates Inc
    • Pure Angel Pte Ltd
    • Qfit Pte Ltd
    • Regina International Pte Ltd
    • Shakura Pigmentation Beauty Pte Ltd
    • Shaofang Pte Ltd
    • Singapore Lipo, Body & Face
    • Singapore National Eye Centre
    • SK Il Boutique Spa
    • Spa Elements
    • Spa Infinity
    • Spa Rael
    • Spa Symphony
    • Strip
    • Theresa Beauty Slimming & Fitness Pte Ltd
    • True Yoga Pte Ltd
  • Education

    • Academies Australasia Col
    • Adam Khoo Learning
    • Believer Music
    • British Council (Singapore) Pte Ltd
    • Cosmoprof Academy Pte Ltd
    • Cristofori Music Pte Ltd
    • East Asia Inst Mgmt
    • Kaplan Higher Education Institute Pte Ltd
    • Kaplan Learning Institute Pte Ltd
    • MDIS Pte Ltd
    • NUSS
    • Stamford American International School
    • TMC Academy
    • TMC Learning Hub
  • Electronic and Computers

    • @Notebook.Com Pte Ltd
    • 8 Flags Computer Sys
    • A.A.A Appliances
    • Active Notebook Pte Ltd
    • Addon Systems Pte Ltd
    • Aftershock PC
    • All Best Aircon
    • Alpha Audio Sound & Vision Pte Ltd
    • Atlas Sound & Vision
    • Audio House Marketing Pte Ltd
    • Bally Photo Electronics
    • Best Denki (Singapore) Pte Ltd
    • Cathay Photo
    • Challenger
    • Courts (Singapore) Pte Ltd
    • Epi Lifestyle Pte Ltd
    • EpiCentre
    • Gain City
    • Harvey Norman
    • Hewlett-Packard Singapore Sales Pte Ltd
    • iStudio
    • Macshop Pte Ltd
    • MC2 Pte Ltd
    • Mega Discount Store P L
    • Newstead Technologies Pte Ltd
    • Parisilk Electronics & Computers Pte Ltd
    • PC Zone
    • Polaris Network Pte Ltd
    • Song Brothers Marketing
    • Sony Electronics (Singapore) Pte Ltd
    • Valore Retail Pte Ltd
  • Fashion and Accessories

    • A/X Armani Exchange
    • Alexander Wang
    • Armani
    • Armani Junior
    • Balenciaga
    • Bell & Ross Mandarin Gallery
    • Belle + Tulle Bridal
    • Blum & Co Pte Ltd
    • Club 21 Pte Ltd
    • Coldwear Pte Ltd
    • Enzo Milan
    • Glajz-Thg Pte Ltd
    • Passage Lifestyles
    • Reebonz Pte Ltd
    • Spectacle Hut
  • Home and Furnishing

    • Absolute Bedding Pte Ltd
    • Acanthus Collection
    • Ackerman & Smith Pte Ltd
    • Bright House Lightning Pte Ltd
    • Brighton Furniture Display Centre
    • Casa Kidi Pte Ltd
    • Castilla Design Pte Ltd
    • H.M. Curtain Pte Ltd
    • Home Fix D.I.Y Store
    • Hupfarri Bathroom & Kitchen Gallery Pte Ltd
    • IKEA
    • Mayer Marketing
    • Scanteak
    • Sea Horse
    • Sealy Sleep Boutique
    • SEC Lifestyle
    • Song-Cho (Imp & Exp) Pte Ltd
    • Space Furniture
    • Star Furniture Pte Ltd
    • V.Hive
  • Insurance

    • AIA Singapore
    • AIG
    • AXA Insurance Singapore P L
    • Chartis
    • Liberty Insurance Pl
    • MSIG Insurance (S) Pte Ltd
    • NTUC Income Insurance
  • Jewellery and Watches

    • 18 Karaats
    • 3.1 Phillip Lim
    • Aspial - Lee Hwa Jewellery
    • Boon Chai Jewellery
    • Charlotte Atelier
    • Chip Lee Jewellery
    • Citigems Pte Ltd
    • Cortina Watch
    • Dejewel Galleria Pte Ltd
    • Dickson Watch & Jewellery
    • Gold Heart Jewellery Pte Ltd
    • Gold N Gems Pte Ltd
    • Hock Ann Jewellers (Thomson) Llp
    • House Of Hung Pte Ltd
    • Indian Jewellers Pte Ltd
    • JANNPAUL
    • Joyalukkas Jewellery
    • Kamala Jewellers Pte Ltd
    • Lee Hwa Jewellery
    • Love & Co. Pte Ltd
    • Lovis Diamonds
    • Meena Gold Jewellers
    • Meyson Jewellery
    • Ming Seng Goldsmith
    • Peng Kwee Watches & Jewellery Pte Ltd
    • Philip Stein
    • Poh Heng Jewellery
    • Sincere Watch Limited
    • SK Jewellery
    • Soo Kee Jewellery
    • Tag Heuer
    • Taka Jewellery Pte Ltd
    • The Hour Glass Limited
    • Tianpo Jewellery
    • Vincent Watch Pte Ltd
    • Watches Of Switzerland Pte Ltd
    • Worldlink Dzi Gallery
  • Medical

    • Alexandra Hospital
    • Asia Health Partners Pte Ltd
    • Atlas Medical Clinic Pte Ltd
    • Atria-City Dental Group
    • B K Poh Urology
    • CFG (Forum) Pte Ltd
    • CFG (GWC) Pte Ltd
    • CFG (IMM) Pte Ltd
    • CFG (OUBC) Pte Ltd
    • CFG (PP) Pte Ltd
    • CFG (RC) Pte Ltd
    • CFG (TP) Pte Ltd
    • CFG (USQ) Pte Ltd
    • Chin Dental Surgery Pte Ltd
    • Christopher Chen Centre For Reproductive Medicine P L
    • Clearvision Eye Clinic Pte Ltd
    • Clinic @ The Sail
    • Coden Specialists Pte Ltd
    • David Loh Surgery Pte Ltd
    • Day Surgery Centre
    • De Pacific Dental Group (Amk)
    • Dream Plastic Surgery (Singapore) Pte Ltd
    • Eagle Eye Centre Pte Ltd
    • Evergreen Health Pte Ltd
    • Icare Medical And Wellness Clinic Pte Ltd
    • J Laser And Aesthetics Clinic Pl
    • Jurong Medical Centre
    • Lifeline Corporation Pte Ltd
    • Mount Alvernia Hospital
    • Pang & Ng Dental Surgery (H) / Pang & Ng Dental Surgery (Hougang) Pte Ltd
    • Parkway Eye Clinic
    • Parkway Hospital (S) Pte Ltd
    • Raffles Hospital Pte Ltd
    • Singapore General Hospital
    • Smile Inc Dental
    • Vitale Clinic (Raffles) Pte Ltd
  • Others

    • Amara Sentosa Investments P L
    • Animal Arts Academy Pte Ltd
    • BHG (Singapore) Pte Ltd
    • Borders
    • Byx Pte Ltd
    • Cash Converters
    • Cordlife Group Limited
    • Cool Bean Pte Ltd
    • Digi Sound Hearing Care Centre Pte Ltd
    • ERA Realty Network Pte Ltd
    • Evolve Mixed Martial Arts Pte Ltd
    • Evolve MMA Pte Ltd
    • Fairprice Xtra
    • Giant Hypermart
    • Holiday Inn Singapore Atrium
    • Hong Ming Store
    • Hotel Re! Pte Ltd
    • M1 Shop Pte Ltd
    • Metro (Private) Limited
    • Mothercare (S) Pte Ltd
    • Mount Prajna Ltd
    • Mustafa's Pte Ltd
    • OG Private Limited
    • Popular Book Company
    • Ramada Hotel
    • Starhub Ltd
    • Sunshine Health Mart Pte Ltd
    • Sun Shine Health Product Pte Ltd
    • Swee Lee Holdings Pt Eltd
    • Synertac Pte Ltd
    • Takashimaya Singapore Ltd
    • Yummi House
  • Travel

    • AD Travel Pte Ltd
    • Airelated Travel
    • Asia Global Vacation P L
    • Asia-Euro Holidays Pte Ltd
    • AT Reservation Network Pte Ltd
    • Chan Brothers Travel
    • Commonwealth Travel Service Corp Pte Ltd
    • Dynasty Travel International Pte Ltd
    • Hong Thai Travel
    • Mustafa Air Travel Pte Ltd

Note:

  • DBS 0% Interest Instalment Plan is applicable to DBS VISA/MasterCard/American Express® and POSB MasterCard Credit cardholders only.
  • Minimum purchase amounts, specific terms and conditions and products for instalment plan may vary for different merchants. Please contact the merchants for more details.
  • An administrative charge of S$150 will be levied for early repayment and/or Card Account termination. In the event of Card Account termination, the outstanding balance under the IPP shall become payable immediately.
  • DBS reserves the right to approve/reject any instalment plan(s).
  • Other conditions apply.

Benefits

  • 0% Interest with a low processing fee
  • Combine and convert any retail purchases
  • Flexible payments over 3, 6, 12, 18, or 24 months

Tenure3 months6 months12 months18 months24 months
One-Time Processing Fee
(based on transaction amount)
3%3%5%6%6%
Effective Interest Rate18.18% p.a.10.43% p.a.9.50% p.a.7.86% p.a.5.98% p.a.

For example, based on transaction amount of S$2,700:

Tenure 3 months 6 months 12 months 18 months 24 months
Monthly InstalmentS$900S$450S$225S$150S$112.50
One-Time Processing Fee
(based on transaction amount)
S$81
(3% of S$2,700)
S$81
(3% of S$2,700)
S$135
(5% of S$2,700)
S$162
(6% of S$2,700)
S$162
(6% of S$2,700)

How to Apply

  • SMS MP3A<space>NRIC to 76060. You will receive a call from us within three working days to complete your application.
  • Download the application form. Mail or fax the completed form to 6782 1063.

Terms and Conditions Governing My Preferred Payment Plan.

Benefits

  • 0% Interest with a low processing fee
  • Flexible payments over 12 months
  • Earn DBS rewards points!
Tenure 12 months
One-Time Processing Fee (based on transaction amount)3%
Effective Interest Rate5.63%p.a.

How to Apply

  • Pay your income tax using DBS/POSB Credit Card via iBanking
  • SMS MP3G_NRIC to 76060. You will receive a call from us within three working days to complete your application.
  • Download the application form. Mail or fax the completed form to 6782 1063.

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