DBS Esso Card

DBS Esso Credit Card with Discounts on Fuels

Enjoy 21.6% fuel savings and turn everything you buy into free fuel!

DBS Esso Card

DBS Esso Credit Card with Discounts on Fuels

 

At a Glance

Sign-Up Promotion : Up to S$200 Cash Rebate

 

Up to 21.6% fuel savings & 2.4% Smiles savings

 

Earn Smiles Points on all your card spend!

 

 

Sign-Up Promotion

Get up to S$200 cash rebate when you apply for DBS Esso Card today!

  • Step 1: Apply for a DBS Esso Card online from 1 June 2023 to 31 August 2023.

  • Step 2:

    Cash rebate Spend Requirement
    S$200 Cash Rebate

    (for new customers who do not hold any DBS/POSB Credit Card)

    Spend a minimum $600 within first 2 months and with at least 1 x fuel spend per month at any Esso service station in Singapore from the date of Card approval

    S$50 Cash Rebate

    (for customers who have existing DBS/POSB Credit Card)

Terms and conditions apply

Apply now

To apply through your digibank mobile app:
Launch digibank app, login, select More > Apply > Cards.

 

Features & Benefits

Enjoy up to 21.6% fuel savings & 2.4% Smiles savings

  • 18% instant fuel discount1
  • Additional S$8 fuel savings2 with min. S$180 nett fuel spend at Esso per calendar month from 1 May 2022 to 31 December 2023
     
    Example of savings calculations based on S$180 nett fuel spend at Esso service station(s) per calendar month
      In percentage In dollar value
    Instant fuel discount1 18% S$39.51
    Additional savings2 (awarded into Cardmember’s Card Account) 3.6% S$8
    Total fuel savings 21.6% S$47.51
    Additional Smiles Savings3 Up to 2.4%  

  • Auto-enrolment into the Esso Smiles Driver Rewards programme:

    This loyalty programme for Esso customers in Singapore gives you equivalent of up to 2.4%3 in additional fuel savings.
    Earn 1 Smiles Point for every litre of Synergy fuel purchased at any Esso station
    Enjoy S$10 instant fuel redemption with as low as 300 Smiles Points earned or S$30 instant fuel redemption with 750 Smiles Points earned.

    Esso’s General Notification on Personal Data Collection, Use & Disclosure for Smiles Members apply. Visit www.essosmiles.com.sg for full details.

1Subject to change without prior notice. Check on-site for updates.
18% instant fuel discount is not applicable for Mobile Wallet payments such as Apple Pay, Samsung Pay, and Google Pay.

2Terms and conditions apply.

3Smiles members will be awarded Smiles Points equivalent to 1.7% (normal tier) or 2.4% (bonus tier) fuel savings when 250 litres of Synergy fuel is purchased within a calendar month. 1.7%/2.4% (rounded down) fuel savings is computed based on the pump price of Synergy Extra as at 22 June 2019. Terms and conditions apply. For details, please visit http://www.essosmiles.com.sg/ for the terms and conditions of the Smiles Driver Rewards programme.

Card Benefits

All your shopping, dining and other card retail spend can now be turned into Smiles Points to redeem for free fuel.

Till 31 December 2023 only, earn Smiles Points on your card retail spend.

Here’s what you will earn Here’s what you can redeem
Fuel purchased at Esso 1 Litre of Synergy fuel = 1 Smiles Point S$10 worth of Synergy fuel with 300 Smiles Points

OR

S$30 worth of Synergy fuel with 750 Smiles Points
Other retail spend Every S$10 charged outside of Esso = 1 Smiles Point.

Terms and conditions apply.

For full list of Smiles Driver Rewards, please visit www.essosmiles.com.sg

Promotion is valid from 1 June 2023 to 31 July 2023

All Eligible Cardmembers are entitled to earn additional 3x Smiles Points (“Bonus Smiles Points”) for every S$800 worth of Qualifying Spend charged outside of Esso to the Eligible Card in a calendar month. This is capped at 640 Bonus Smiles Points per calendar month, when a minimum of S$3,200 Qualifying Spend is charged to the Eligible Card.

Illustration as follows:

Qualifying Spend Bonus Smiles Points
Less than $800 0
$800 to <$1,600 160
$1,600 to <$2,400 320
$2,400 to <$3,200 480
$3,200 and more 640

Terms and conditions apply.

Enjoy S$0 administrative fee when you sign up from now till 31 December 2023 only! Exclusively for DBS Esso cardmembers with DBS/POSB Savings or Current account only. Ease your cash flow with our easy 12-month instalment payment plan on your motor insurance and road tax in 3 steps.

Step 1: Upon the approval of your application, cash is credited into your designated DBS/POSB Savings or Current account within 7 working days.
Step 2: You can then use this cash to pay off your Motor Insurance and/or Road Tax.
Step 3: DBS bills the amount disbursed in 12 monthly instalments to your DBS Esso Card.

Click here for more information and to apply for the instalment Payment Plan on Your Motor Insurance and Road Tax.

Simply Pay.Pump.Go. at any Esso Service stations and expect faster payments and enjoy greater convenience.

How it works:

Step 1: Select “Pay At Pump”
Step 2: Choose payment mode. Insert or tap your DBS Esso Card at the payment terminal
Step 3: Once authorized, start filling up by lifting the nozzle. Select “PRINT RECEIPT” at the pump if receipt is needed
Step 4: Click here for details and full list of stations with Pay-at-the-Pump System

18% instant fuel discount is not applicable for Mobile Wallet payments such as Apple Pay, Samsung Pay, and Google Pay.

Track Smiles Points Seamlessly

Earn and track your Smiles Points seamlessly with DBS PayLah!

Enjoy a more convenient driving experience with the brand new Esso tile on your DBS PayLah! app.

Here, you can access your Esso Smiles account, track your points on the go, and more. Log-in to DBS PayLah! and link your Esso Smiles account via your DBS PayLah!, and you’re ready to go!

Link your Esso Smiles account to PayLah! now in a few simple steps:

Click here to find out more on how to register in Esso App.

Not on DBS PayLah! yet?
Get S$5 when you download it today.

It’s the Ultimate Everyday App where you can get rides, book tickets, order meals, and more. You can also earn rewards and manage your card rewards points seamlessly, so that you can enjoy the things you love easily!

From now till 31 December 2023, get S$5 when you download and register on PayLah! with promo ‘JOINLAH’. For full terms and conditions, click here.

Download DBS PayLah!

Download DBS PayLah! and link your Esso Smiles account now.

Monies in DBS PayLah! are a deposit. SGD deposits are insured up to S$75k by SDIC.

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Eligibility & Fees

Please take a moment to review the below eligibility criteria as well as documents required before completing the online application process.

 

Age

21 years and above

Income

S$30,000 and above per annum (Singaporean & PR)
S$45,000 and above per annum (Foreigner)

Annual Fees*

S$194.40 (Principal Card)
S$97.20 (each Supplementary Card)

Amount shown are inclusive of GST.

Fee Waiver

1 year

Late fee

S$100 (For outstanding balance above S$200)

Finance Charges

27.8% p.a. chargeable on daily basis (subject to compounding)

Note: All fees indicated are inclusive of GST where applicable.
*Staff of ExxonMobil Asia Pacific Pte Ltd will enjoy annual fee waiver on the Principal Card and corresponding Supplementary Card(s) during their employment with the company.

DBS Cards – Terms & Conditions apply.

DBS Cards - Rates and Fees

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Apply now

 
DBS Esso Card

DBS Esso Card

Apply now

To apply through your digibank mobile app:
Launch digibank app, login, select More > Apply > Cards.
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Get more benefits with DBS PayLah! App

Maximise your Card Rewards

Book rides, order meals, take part in spend & win promotions for sure-win gifts, and more! Get S$5* credited into your PayLah! Account when you download and register with promo code ‘JOINLAH’.

Download now

*For full terms and conditions, click here.
Monies in DBS PayLah! are a deposit. SGD deposits are insured up to S$75k by SDIC.

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