Double your Smiles Points today

From 16 November to 31 December 2018, get 2X Smiles Points when you charge a min. of S$500 (outside of Esso) to your DBS Esso Card, giving you a faster way to redeem for free fuel!

Illustration as follows:

  First S$500 spend Next S$501 – S$5,000 spend
Other retail spend
(outside of Esso)
S$10 = 1 Smiles Points S$10 = 2 Smiles Points

Terms and conditions apply.


Get up to 21.1% fuel savings

  • Get up to an additional S$10 fuel savings* with min. S$200 nett fuel spend at Esso per calendar month from 1 Nov – 31 Dec 2018

    Example of savings calculations based on S$200 nett fuel spend on Supreme+ at Esso per calendar month
    Gross fuel amount S$241
    17% instant fuel savings S$40.97
    Additional savings(in Smiles Points) S$10
    Total Savings S$50.97 (21.1% fuel savings)
    Smiles Savings^ Up to 2.2% Smiles Savings^

    *Terms and conditions apply.

  • Auto-enrolment into the Esso Smiles Driver Rewards programme:

    This loyalty programme for Esso customers in Singapore gives you equivalent of up to 2.2%^ in additional fuel savings.

    • Earn 1 Smiles Point for every litre of Synergy fuel purchased at any Esso station
    • Enjoy S$10 instant fuel redemption with as low as 300 Smiles Points earned or up to S$30 instant fuel redemption with 750 Smiles Points earned.

    Esso’s General Notification on Personal Data Collection, Use & Disclosure for Smiles Members apply. Visit for full details.

+Subject to change without prior notice. Check on-site for updates.

^Smiles members will be awarded Smiles Points equivalent to 1.6% (normal tier) or 2.2% (bonus tier) fuel savings when 250 litres of Synergy fuel is purchased within a calendar month. 1.6%/ 2.2% fuel savings is computed based on the pump price of Synergy Extra as at 25 September 2018. Terms and conditions apply. For details, please visit for the terms and conditions of the Smiles Driver Rewards programme.


Get up to S$120 fuel savings with DBS Esso Card

Get up to S$120 fuel savings (in the form of Smiles Points) when you apply for DBS Esso Card today! 

Here's how:
Step 1: Apply for a DBS Esso Card online from 1 Oct – 30 Nov 2018; and
Step 2:

Fuel Savings (in the form of Smiles Points) Spend Requirement
S$120 Fuel Savings Min. of S$250 nett fuel spend per month at Esso for any 4 months from your card approval date
S$90 Fuel Savings Min. of S$250 nett fuel spend per month at Esso for any 3 consecutive months from your card approval date
S$60 Fuel Savings Min. of S$250 nett fuel spend per month at Esso for any 2 consecutive months from your card approval date

Apply now

^ Terms and conditions apply, click here for full details.


Earn Smiles Points on all your card spend

  • Earn Smiles Points on all your card spend!

    All your shopping, dining and other card spend can now be turned into Smiles Points to redeem for free fuel. What’s more, from now until 31 December 2018, double your Smiles Points^ when you spend above S$500 outside of Esso.

    ^Valid from 16 November to 31 December 2018. Click here for full terms and conditions.

      Here’s what you will earn Here’s what you can redeem
    Fuel purchased at Esso 1 Litre of Synergy fuel = 1 Smiles Point S$10 worth of Synergy fuel with 300 Smiles Points


    S$30 worth of Synergy fuel with 750 Smiles Points
    Other retail spend Every S$10 charged outside of Esso = 1 Smiles Point
    Plus, earn 2 Smiles Points for spend above S$500^ from now until 31 Dec 2018

    Terms and conditions apply.

    For full list of Smiles Driver Rewards, please visit

  • 0% interest-free Instalment Payment Plan for Motor Insurance and Road Tax

    Enjoy S$0 administrative fee* when you sign up from now till 31 December 2018! Exclusively for DBS Esso cardmembers with DBS/POSB Savings or Current account only. Ease your cash flow with our easy 12-month instalment payment plan on your motor insurance and road tax in 3 steps.

    Step 1: Upon the approval of your application, cash is credited into your designated DBS/POSB Savings or Current account within 7 working days.
    Step 2: You can then use this cash to pay off your Motor Insurance and/or Road Tax.
    Step 3: DBS bills the amount disbursed in 12 monthly instalments to your DBS Esso Card.

    For more information, download the Instalment Payment Plan on Your Motor Insurance and Road Tax Application Form.

  • Pay-at-the-Pump System at Esso service stations

    Simply Pay.Pump.Go. at any Esso Service stations and expect faster payments and enjoy greater convenience.

    How it works:

    Step 1: Select “Pay At Pump”
    Step 2: Choose payment mode. Insert or tap your DBS Esso Card at the payment terminal
    Step 3: Once authorized, start filling up by lifting the nozzle. Select “PRINT RECEIPT” at the pump if receipt is needed
    Step 4: Click here for details and full list of stations with Pay-at-the-Pump System

Eligibility & Fees

Please take a moment to review the below eligibility criteria as well as documents required before completing the online application process.

Eligibility & Fees


21 years and above


S$30,000 and above per annum (Singaporean & PR)
S$45,000 and above per annum (Foreigner)

Annual Fees

S$85.60 (Principal Card)*
S$42.80 (each Supplementary Card)*

With effect from 12 December 2018, the annual fees for DBS Esso Card will be revised to S$192.60 for Principal Card and S$96.30 for each Supplementary Card.

Fee Waiver

1 year

*Staff of ExxonMobil Asia Pacific Pte Ltd will enjoy annual fee waiver on the Principal Card and corresponding Supplementary Card(s) during their employment with the company.


How to Apply

Apply now

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