DBS Esso Card

Enjoy up to 20.32% fuel savings!

DBS Esso MasterCard® Card

The only card that turns all your shopping, dining and other card spend into Smiles Points for free fuel.

Product Details

  • S$20 Cashback* with min. S$250nett fuel spend at Esso for 2 consecutive months

    *Valid from 1 May – 30 June 2017. Click here for full terms and conditions

    Example of savings calculations based on S$250nett fuel spend per calendar month for 2 consecutive months
    Gross fuel amountS$602.41
    Nett fuel amount
    (after 17% instant discount)
    Additional CashbackS$20
    Total Savings ($)S$122.41
    Total Effective Savings (%)20.32%
  • 17% Instant fuel savings at Esso service stations islandwide:

    Esso station discountSmiles member discountCard discountTotal instant fuel savings
  • Auto-enrolment into the Esso Smiles Driver Rewards programme:

    This loyalty programme for Esso customers in Singapore gives you equivalent of up to 2.5%^ in additional fuel savings.

    • Earn 1 Smiles Point for every litre of Syngery fuel purchased at any Esso station
    • Enjoy S$10 instant fuel redemption with as low as 300 Smiles Points earned or up to S$30 instant fuel redemption with 750 Smiles Points earned.

    Esso’s General Notification on Personal Data Collection, Use & Disclosure for Smiles Members apply. Visit for full details.

*Subject to change without prior notice. Check on-site for updates.

^Smiles members will be awarded Smiles Points equivalent to 1.8% (normal tier) or 2.5% (bonus tier) fuel savings when 250 litres of Synergy fuel is purchased within a calendar month. 1.8%/ 2.5% fuel savings is computed based on the pump price of Synergy Extra as at 11 April 2017. Terms and conditions apply. For details, please visit for the terms and conditions of the Smiles Driver Rewards programme.

  • Get Free Fuel outside of Esso

    All your shopping, dining and other card spend can now be turned into Smiles Points for free fuel.

     Here’s what you will earnHere’s what you can redeem
    Fuel purchased at Esso1 Litre of Synergy fuel = 1 Smiles PointS$10 fuel voucher with 300 Smiles Points


    S$30 fuel voucher with 750 Smiles Points
    Other retail spendEvery S$10 charged outside of Esso = 1 Smiles Point*

    For full list of Smiles Driver Rewards, please visit

    *Valid from 1 May - 31 December 2017, click here for full terms and conditions. With this, we will cease awarding DBS Points for all spend made on your DBS Esso Card. View FAQs here.

  • 0% interest-free Instalment Payment Plan for Motor Insurance and Road Tax

    Enjoy S$0 administrative fee* when you sign up from 1 May - 31 December 2017! Exclusively for DBS Esso cardmembers with DBS/POSB Savings or Current account only. Ease your cash flow with our easy 12-month instalment payment plan on your motor insurance and road tax in 3 steps.

    Step 1:Upon the approval of your application, cash is credited into your designated DBS/POSB Savings or Current account within 7 working days.
    Step 2:You can then use this cash to pay off your Motor Insurance and/or Road Tax.
    Step 3:DBS bills the amount disbursed in 12 monthly instalments to your DBS Esso Card.

    For more information, download the Instalment Payment Plan on Your Motor Insurance and Road Tax Application Form.

  • Pay-at-the-Pump System at Esso service stations

    Simply Pay.Pump.Go. at selected Esso Service stations and expect faster payments and enjoy greater convenience.

    How it works:

    Step 1:Select “Pay At Pump”
    Step 2:Choose payment mode. Insert or tap your DBS Esso Card at the payment terminal
    Step 3:Once authorized, start filling up by lifting the nozzle. Select “PRINT RECEIPT” at the pump if receipt is needed
    Step 4:Click here for details and full list of stations with Pay-at-the-Pump System

Please take a moment to review the below eligibility criteria as well as documents required before completing the online application process.

Eligibility & Fees


21 years and above


S$30,000 and above per annum (Singaporean & PR)
S$45,000 and above per annum (Foreigner)

Annual Fees

S$85.60 (Principal card)
S$42.80 (each Supplementary card)

Fee Waiver

1 year

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