DBS ESSO Card with Discounts on Fuels

Here's how
  • Step 1: Apply for a DBS Esso Card online from 1 February 2024 to 31 July 2024

  • Step 2:

    Cash rebateSpend Requirement
    S$120 Cash Rebate

    Spend a minimum of S$180 nett fuel spends per month at any Esso service station in Singapore for all 2 months from the date of Card approval.

Terms and conditions apply

See how you can enjoy the discounts
  • 18% instant fuel discount1
  • Additional S$8 fuel savings2 with min. S$180 nett fuel spend at Esso per calendar month from 1 May 2022 to 30 June 2024.
    Example of savings calculations based on S$180 nett fuel (S$219.51 gross fuel) spend at Esso service station(s) per calendar month
     In percentageIn dollar value
    Instant fuel discount118%S$39.51
    Additional savings2 (awarded into Cardmember’s Card Account)3.6%S$8
    Total fuel savings21.6%S$47.51
    Additional Smiles Savings3Up to 2.4% 
  • Auto-enrolment into the Esso Smiles Driver Rewards programme:

    This loyalty programme for Esso customers in Singapore gives you equivalent of up to 2.4%3 in additional fuel savings.

    Earn 1 Smiles Point for every litre of Synergy fuel purchased at any Esso station
    Enjoy S$10 instant fuel redemption with as low as 300 Smiles Points earned or S$30 instant fuel redemption with 750 Smiles Points earned.

    Esso’s General Notification on Personal Data Collection, Use & Disclosure for Smiles Members apply. Visit www.essosmiles.com.sg for full details.

1Subject to change without prior notice. Check on-site for updates.
18% instant fuel discount is not applicable for Mobile Wallet payments such as Apple Pay, Samsung Pay, and Google Pay.

2Terms and conditions apply.

3Smiles members will be awarded Smiles Points equivalent to 1.7% (normal tier) or 2.4% (bonus tier) fuel savings when 250 litres of Synergy fuel is purchased within a calendar month. 1.7%/2.4% (rounded down) fuel savings is computed based on the pump price of Synergy Extra as at 22 June 2019. Terms and conditions apply. For details, please visit http://www.essosmiles.com.sg/ for the terms and conditions of the Smiles Driver Rewards programme.

Card Benefits

Earn Smiles Points on all your card spend

All your shopping, dining and other card retail spend can now be turned into Smiles Points to redeem for free fuel.

Till 31 December 2024 only, earn Smiles Points on your card retail spend.

Here’s what you will earnHere’s what you can redeem
Fuel purchased at Esso1 Litre of Synergy fuel = 1 Smiles PointS$10 worth of Synergy fuel with 300 Smiles Points


S$30 worth of Synergy fuel with 750 Smiles Points
Other retail spendEvery S$10 charged outside of Esso = 1 Smiles Point.

Terms and conditions apply.

For full list of Smiles Driver Rewards, please visit www.essosmiles.com.sg

0% interest-free instalment Payment Plan for Motor Insurance and Road Tax

Enjoy S$0 administrative fee when you sign up from now till 31 December 2024 only! Exclusively for DBS Esso cardmembers with DBS/POSB Savings or Current account only. Ease your cash flow with our easy 12-month instalment payment plan on your motor insurance and road tax in 3 steps.

Step 1:Upon the approval of your application, cash is credited into your designated DBS/POSB Savings or Current account within 7 working days.
Step 2:You can then use this cash to pay off your Motor Insurance and/or Road Tax.
Step 3:DBS bills the amount disbursed in 12 monthly instalments to your DBS Esso Card.

Click here for more information and to apply for the instalment Payment Plan on Your Motor Insurance and Road Tax.

Simply Pay.Pump.Go at any Esso Service stations and expect faster payments

Simply Pay.Pump.Go. at any Esso Service stations and expect faster payments and enjoy greater convenience.

How it works:

Step 1:Select “Pay At Pump”
Step 2:Choose payment mode. Insert or tap your DBS Esso Card at the payment terminal
Step 3:Once authorized, start filling up by lifting the nozzle. Select “PRINT RECEIPT” at the pump if receipt is needed
Step 4:Click here for details and full list of stations with Pay-at-the-Pump System

18% instant fuel discount is not applicable for Mobile Wallet payments such as Apple Pay, Samsung Pay, and Google Pay.