At a Glance

Earn 0.90% - 2.40% p.a. and potentially more out of your salary

Make an "investment" with your very first pay cheque with a DBS Multiplier Account! And no, it doesn't require you to analyse graphs.

No minimum salary credit and credit card spend required!


No minimum balance required (up to 29 years old)


Not Sure What That Percentage Means To You?

Here's a simple breakdown:

With Jack having a current balance of S$10,000 in his Multiplier account and transactions totalling S$2,700 each month, Jack earns an interest rate of 0.90% p.a..

That's S$90 in interest after one year, all by crediting his salary to a DBS/POSB account and spending as he normally would.

How Do You Get EVEN HIGHER Rates

Increase your total eligible monthly transactions Take up a product in an additional category
(investments, insurance, home loan)

Apply now

New to DBS? It’s easy with digibanking
digibank is the only app you’ll need for an intelligent, secure and intuitive banking experience. Open an account with just your phone and Singpass to enjoy instant approval. Get a headstart with our starter packs, all without the need to visit a branch.

You will need:

  • Singpass (Singaporeans, PRs or foreigners who do not have a Singpass account may register here.)
  • A valid mobile number and email address
  • Or these required documents, if applicable

Get DBS digibank now


For existing DBS customer:

You can register for digibank using any of the following methods:

  • ATM/Debit/Credit Card and PIN
  • Singpass Face Verification* (only for Singaporeans and PRs)

*Registration available through digibank mobile app only.

About the DBS Multiplier Account

If you're ready to multiply your money


Get more Benefits

Be rewarded with bonus interest on your Multiplier account when you credit your salary to any DBS/POSB account of your choice. No minimum salary amount required. Find out more.


Other Services​

Here's a credit card suggestion for you:

Besides earning interest on your savings, get up to 5% cashback on online shopping and Visa contactless purchases with DBS Live Fresh Card. It can also be used as your ATM card, saving up space in your pocket!

Find out more

Climb The Corporate Ladder

Whether you want to ace your first job, making the most out of your career or do more with your first paycheck, we've got you covered! Read some of these articles from our DBS Learn and NAV to get tips relating to your career and salary:

Explore more

Thank you. Your feedback will help us serve you better.

Was this information useful?

That's great to hear. Anything you'd like to add?
We're sorry to hear that. How can we do better?
Enter only letters, numbers or @!$-(),.