Can I use Apple Pay with my DBS/POSB Cards?

Yes, you can. DBS/POSB Cardmembers ("Cardmembers") can now use an eligible DBS/POSB Card ("Card") with Apple Pay to pay at merchants who accept DBS contactless payments. As a Cardmember, you can also get real-time notifications and details of your purchases when you use Apple Pay on iPhone or iPad. Notifications will be for your transactions made with Apple Pay or your Card.

Which Cards and devices are eligible for Apple Pay?

All DBS/POSB Visa, American Express ® & Mastercard ® Credit and Debit Cards are eligible for Apple Pay. You may add up to a maximum of 8 Cards per device. Compatible devices include: iPhone 6 and later for payments in stores, apps and websites in Safari Apple Watch for payments in stores and apps (paired with your iPhone 6 or later) iPad Pro, iPad (5th generation), iPad Air 2, and iPad mini 3 and later for payments in apps and websites in Safari Mac (2012 or later) for payments in Safari with an Apple Pay-enabled iPhone or Apple Watch Apple Vision Pro for payments in apps and websites in Safari

How many cards can I add to my Apple Pay?

Apple Pay allows a maximum of 8 cards to be loaded to the Wallet. To ensure you are receiving the many benefits of DBS/POSB Cards, make sure your DBS/POSB Card is set as your default Card.

Can I add my Card to more than one Apple Pay wallet on separate devices?

Yes, you may add your DBS/POSB Visa, American Express ® & Mastercard ® Credit and Debit Card to multiple devices, but you will need to set your Card up on each device separately.

How do I set my DBS/POSB Card as my default Card?

You can do so by simply adding your DBS/POSB Visa, American Express ® & Mastercard ® Credit and Debit Cards to Apple Pay. The first Card you load will automatically become your default Card.

Can I change my default Card?

Yes, you can. Payment via Apple Pay will always be made with your default Card. To change it, simply open Apple Wallet, tap and hold the Card you wish to set as the default and drag it to the front of the stack. You will then receive a notification confirming your new default Card setting.

Do I need to open an app to make a payment?

No, there is no need to open an app or wake your iPhone to make a payment. Simply place your iPhone near the contactless reader and complete the payment with Touch ID or Face ID. You will see “Done” on the display, along with a subtle vibration and beep, which lets you know your payment information has been sent. For Apple Watch, double-click the side button and hold the display of your Apple Watch up to the contactless reader. A gentle tap and beep will confirm that your payment information has been sent.

How secure is an Apple Pay transaction?

Your Card in Apple Pay is protected by Touch ID, Face ID, Optic ID and/or your device Passcode. For your security, when you make a purchase using Apple Pay, you must either use Touch ID/Face ID/Optic ID or the Passcode for your device. All of your payment information will be encrypted in the Secure Element, a dedicated chip in your device.

Can I take advantage of DBS Offers using Apple Pay?

Yes. You may use your eligible Card enrolled in Apple Pay to enjoy offers at participating merchants offering privileges to Cards. To learn more about eligibility and enrolling in offers, please visit the DBS Rewards site here .

What is Tap to Add Card and how do I use it on Apple Pay?

Tap to Add Card (TTAC) is a feature that allows you to quickly add a DBS/POSB Credit or Debit card to Apple Pay by simply tapping your physical card on your iPhone. To add your card: Tap or hold your card close to your iPhone to add it. Tap to Add Card (TTAC) is compatible with iPhone 11 and later, running iOS 18 or higher.

What is this new Mobile Wallet security feature?

This new feature adds extra security for your DBS/POSB cards in Apple Pay, Samsung Pay, and Google Pay. You now need to activate the "Mobile Wallets" toggle in the digibank app (under Payment Controls) before adding your cards.

Why is this feature being introduced?

This feature protects you from mobile wallet phishing scams, where fraudsters try to add stolen card details to their own mobile wallets. Enabling this feature in your digibank app adds a verification step, confirming your intent and preventing unauthorised additions.

How does this feature work?

When you attempt to add your DBS/POSB card to a mobile wallet, you'll receive a notification prompting you to enable the “Mobile Wallets” toggle in the Payment Controls section of your digibank app (this toggle is off by default). After enabling it, you'll receive an OTP via SMS to complete the addition. The “Mobile Wallets” toggle will automatically turn off after 10 minutes, so please complete the process within this timeframe. On your device, please remember to allow notifications from digibank app to receive push notifications: Go to Settings on your mobile device Select Notifications Select digibank app Tap Allow Notifications

Is this applicable to all contactless payments?

No. This feature only applies to adding your DBS/POSB cards to mobile wallets. Contactless payments made by tapping your physical card are not affected.

What if I already have my DBS/POSB card in a mobile wallet?

Your existing cards in mobile wallets will continue to work as normal. However, if you want to add your card to a new mobile wallet, you’ll need to enable the "Mobile Wallets" toggle first.

What is the 10-minute time limit for?

The 10-minute window provides ample time for you to add your card to the mobile wallet while enhancing security. It automatically deactivates the "Mobile Wallets" toggle after 10 minutes, preventing unauthorised access if you don't complete the card addition process.

What if I don't want to use mobile wallets?

This feature applies to adding cards to mobile wallets. You can continue using your physical card for contactless payments without enabling this feature.

Where can I find the Payment Controls in the digibank app?

You can find Payment Controls within the DBS/POSB digibank app – After logging in to digibank, go to More > Manage Cards & Loans > Payment Controls

What if I don’t have the digibank app?

You will need to download and install the DBS/POSB digibank app to access and manage this feature. You can find it on the Apple App Store, Google Play Store, or Huawei AppGallery. You’ll need to register for digibank if you haven't already.

Apple Pay - Secure & quick way to pay

Overview

How it works

How to set up

Where to use

FAQ

How it works

Upon checkout, double-click the side button (iPhone with Face ID) or home button (Touch ID), authenticate, and hold your device near the contactless reader.

How to set up

via digibank app via iPhone Apple Wallet app

Where to use

Use Apple Pay wherever you see one of these symbols

In stores

Shop with your DBS/POSB cards on Apple Pay by holding your Apple device near the payment terminal.

Online and in apps

Checkout with ease on supported websites and apps by selecting Apple Pay as the payment method.

Frequently Asked Questions

DBS/POSB Cards on Apple Pay Mobile Wallet Security Feature

All DBS/POSB Visa, American Express^® & Mastercard^® Credit and Debit Cards are eligible for Apple Pay. You may add up to a maximum of 8 Cards per device.

Compatible devices include:

iPhone 6 and later for payments in stores, apps and websites in Safari
Apple Watch for payments in stores and apps (paired with your iPhone 6 or later)
iPad Pro, iPad (5th generation), iPad Air 2, and iPad mini 3 and later for payments in apps and websites in Safari
Mac (2012 or later) for payments in Safari with an Apple Pay-enabled iPhone or Apple Watch
Apple Vision Pro for payments in apps and websites in Safari

²Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps (requires iPhone 6 or later); with iPad Pro, iPad (5th generation), iPad Air 2, and iPad mini 3 and later in apps and websites in Safari; with Mac (2012 or later) in Safari with an Apple Pay–enabled iPhone or Apple Watch; and with Apple Vision Pro in apps and websites in Safari.

³Apple Vision Pro cannot scan card numbers, so all details will need to be entered manually.

For a list of compatible Apple Pay devices, view the official page at Apple here.

Click here for the latest DBS Terms and Conditions for Digital Wallet.

Pay securely with DBS/POSB Cards on Apple Pay

How to set up

Where to use

Frequently Asked Questions

Download digibank