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At a Glance
Enjoy a lifetime of monthly income from the end of 61st policy month up to age 120
5 years of premium payments
Get premiums waived upon total and permanent disability during your premium payment term, while your coverage continues
Features & Benefits
Regular stream of income
- Enjoy lifetime monthly income1 from the end of 61st policy month up to age 120
- Receive maturity benefit upon policy maturity at age 120
Short financial commitment
- 5 years of premium payments
- Option to change the life insured2 (COL) to your loved ones
Peace of Mind
- Be covered for death and terminal illness up to age 120
- Receive an additional payout of 50% of total premiums paid to date in the event of accidental death of the life insured before the age of 80
- Get your premiums waived4 upon total and permanent disability during your premium payment term, while your coverage continues
Easy Application with No Health Check-ups
- Guaranteed acceptance with no health questions asked
Terms and conditions apply, please refer to Product Summary for specific definitions.
1 Lifetime monthly income consists of guaranteed and non-guaranteed monthly income. Guaranteed monthly income is equal to 0.81% of the sum insured divided by 12. Based on the illustrated investment rate of return of 4.25% p.a., non-guaranteed monthly income is equal to 2.43% of the sum insured divided by 12, and based on the illustrated investment rate of return of 3.00% p.a., non-guaranteed monthly income is equal to 1.17% of the sum insured divided by 12.
2 Aſter 2 policy years, the Policyowner may request to change the life insured up to 2 times during the policy term. Subject to insurable interest and any other terms and conditions.
3 Transfer of policy ownership via assignment is allowed anytime while the policy is in force.
4 Benefit for waiver of premium on total and permanent disability is up to the life insured’s 70th birthday.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information is correct as at 18 September 2022.
How to Apply
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