At a Glance

Enjoy a lifetime of monthly income from the end of 49^th policy month, up to age 120

 

3 years of premium payments

 

Get premiums waived upon total and permanent disability during your premium payment term

 

Features & Benefits

Regular stream of income

• Enjoy lifetime monthly income¹ from the end of 49th policy month, up to age 120
• Receives maturity benefit upon policy maturity at age 120

Short financial commitment

• 3 years of premium payments

Flexibility

• Change of Life Insured (COL)² option allows you to change the life insured during the course of your policy

Peace of Mind

• Be covered³ for death and terminal illness up to age 120
• Receive an additional payout of 50% of total premiums paid to date in the event of accidental death of the life insured before the age of 80
• Get your premiums waived³ upon total and permanent disability during your premium payment term, while your coverage continues

Easy Application with No Health Check-ups

• Guaranteed acceptance with no health questions asked

How it works

Footnotes
¹ Lifetime monthly income consists of guaranteed and non-guaranteed monthly income. Guaranteed monthly income is equal to 0.81% of the sum insured divided by 12. Based on the illustrated investment rate of return of 4.25% p.a., non-guaranteed monthly income is equal to 2.43% of the sum insured divided by 12. Based on the illustrated investment rate of return of 3.00% p.a., non-guaranteed monthly income is equal to 1.17% of the sum insured divided by 12.
² Aſter 2 policy years, you may request to change the life insured up to 2 times during the policy term for individual policies and unlimited number of times for corporate policies. Terms and conditions apply. Please refer to Product Summary for more information.
³ Terms and conditions apply. Please refer to Product Summary for more information.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as of 22 November 2021.

DBS Insurance Important Notes

How to Apply

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