At a Glance

Enjoy lifetime yearly income from end of Policy Year 3, Year 5, or Year 10, up to age 120

 

Be covered against death and terminal illness till age 120

 

Receive an additional lump sum payout upon diagnosis of terminal cancer

 

Manulife IncomeSecure, a whole life insurance income plan that provides yearly income that last for generations, starting from as early as end of policy year 3.

 

Features & Benefits

   
Regular Stream of Income
  • Enjoy lifetime yearly income1 up to age 120, from end of Policy Year 3 (for premium payment term of 5 years) or from end of Policy Year 5 or 10 (for premium payment term of 10 years).
  • Watch your yearly income1 step-up over time, based on premium payment term and income payout year selected.
Flexibility
  • Choose between premium payment term of 5 or 10 years.
  • Change of Life Insured (COL)6 option allows you to change the life insured to your loved ones.
Peace of Mind
  • Be covered against death and terminal illness to age 120
  • Get a premium waiver upon total and permanent disability during your premium payment term, while your coverage continues
  • Receive an additional lump sum payout5 upon diagnosis of terminal cancer
Easy Application with No Health Check-up
  • Guaranteed acceptance with no health questions asked
 

How it works

Footnotes
Terms and conditions apply, please refer to the Product Summary for specific definitions.

1 Yearly income consists of guaranteed and non-guaranteed yearly income.

2 The guaranteed surrender value and guaranteed yearly income paid is at least equivalent to total premiums paid for the basic plan on annual premium mode at the:

  1. end of the 6th Policy Year for policies with 5 years premium payment term and sum insured of $50,000 and above;
  2. end of the 8th Policy Year for policies with 5 years premium payment term and sum insured of less than $50,000;
  3. end of the 12th Policy Year for policies with 10 years premium payment term and income payout from end of year 5;
  4. end of the 10th Policy Year for policies with 10 years premium payment term and income payout from end of year 10.

Not applicable for policies which have been revised.

3 Transfer of policy ownership via assignment is allowed anytime while the policy is in force. The assignee must be at least 18 years old.

4 The total potential benefits consist of the cumulative total yearly income received and the maturity benefits.

5 In the event the life insured is diagnosed with terminal cancer before the policy anniversary immediately aſter his or her 75th birthday during policy term and survived for at least 7 days from the date of diagnosis, subject to 1-year waiting period commencing from the policy issue date, the most recent date Manulife approved the change of life insured or date of the most recent policy reinstatement (whichever is the later), Manulife will pay an additional lump sum amount depending on the chosen premium payment term, which is equivalent to:

  1. 50% of annual mode premium for 5-year premium payment term.
  2. 100% of annual mode premium for 10-year premium payment term.

6 After 2 policy years, the policy owner may request to change the life insured up to 2 times during the policy term. Subject to insurable interest and any other terms and conditions as set out in the policy contract.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as at 2 Jan 2024.

DBS Insurance Important Notes

 

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Get more Benefits

Earn bonus interest on your DBS Multiplier Account with all Manulife protection or endowment plans distributed by DBS. Find out more.

  • No minimum regular or single premium amount
  • Pay with cash or SRS^
  • Earn bonus interest for 12 months consecutively

^Selected policies only

 

How to Claim

Please visit Manulife’s claim portal to view the list of documents required for submission and submit your claim online.

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