Get up to S$300 NTUC vouchers

Online Exclusive! Get instant cash with our fast and easy online application and be rewarded.

Need short term funds with flexible repayment? Apply for Balance Transfer with 0% interest and pay only a one-time promotional administration fee.

What’s more! Apply online now to get up to S$300 NTUC vouchers1.

To be eligible, simply fulfil the following conditions and be entitled to the NTUC vouchers in the respective tier!

  • Apply for a 12-month tenure Balance Transfer @ 4.5% administration fee.
  • In a single application or same-day combined applications2 on both Cashline and Credit Card.
  • Application must be submitted and approved via self-apply online application platform.

Promotion tiers:

Approved Loan AmountNTUC vouchers
S$10,000 to S$19,999 S$100
S$20,000 to S$29,999 S$200
S$30,000 and above S$300

Promotion ends 30 June 2018. Hurry and click the Apply Online button now!

Balance Transfer Rates and Fees

Tenure6 months (no promotion)12 months
Applied interest rate (p.a) 0% 0%
Administration fee 3.58% 2.5% 6.38% 4.5%
Effective interest rate (p.a)3 7.52% 5.27% (Cashline)
7.61% 5.34% (Credit Card)
7.12% 5.06% (Cashline)
7.32% 5.20% (Credit Card)


Receive immediate cash4 into your account now in just 3 simple steps

How to Apply

Step 1: Log in with your ibanking/ mbanking/ ATM or credit/ debit card (no documents required for existing customers)
Step 2: Choose your desired amount and tenure
Step 3: Submit the application online

Apply online now


1Terms and Conditions apply. Click here for full details.
2Combined applications must be made on the same day for the total approved loan amount to be eligible for the vouchers in the respective tier.
3The effective interest rate is calculated taking into consideration the administration fee and based on the assumption of a minimum monthly payment of: 2.5% for Cashline / 3% for DBS/POSB Credit Card(s) of the outstanding and full payment in the final month of the promotional period. Interest, fees and charges are subject to compounding if it is not paid in full.
4DBS will only process applications that meet the bank's internal requirements. Please note that there is a downtime daily from 11.45PM to 8.00AM and application will be pending status during downtime.
DBS/ POSB Balance Transfer Terms and Conditions apply. Click here for full details.

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