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Apply now and get 1% cashback!

Consolidate your bills at 0% interest with flexible repayments.
With DBS Balance Transfer, enjoy 0% interest when you consolidate bills and repay them within 3, 6 or 12 months.
Earn 1% cashback when you apply with the promo code 'DBSBT' - from now until 31 Oct 2026. Valid for loan amounts of S$10,000 and above with a minimum loan tenure of 12 months.
Cashback will be credited within 180 days from your Balance Transfer application approval date.
T&Cs apply.
  1. A one-time administration fee will be charged to your Cashline/Credit Card. The 0% interest rate will revert to the prevailing interest rate after the loan expires.
  2. Promotion ends on 31 Oct 2026.
Apply now and get 1% cashback!
Apply now and get 1% cashback!
Apply now

Eligibility

You must hold a DBS/POSB Cashline and/or DBS/POSB Credit Card.

Income

No income documents required

Age

21 – 70 years old

Account

To receive your funds, you'll need a DBS/POSB deposit account (Joint-All, Trust, MSA, SAYE, or POSB current accounts are excluded). Click here to apply.

New to Personal Loan? Get up to S$150 cashback with Cashline

To receive funds from your approved Personal Loan application, you will need a Cashline account. Open and use your Cashline account by 28 February 2027 and enjoy up to S$150 cashback!

Your Cashline account does more than receive your Personal Loan funds. It also helps you keep your Personal Loan repayments separate from your everyday spending, making it easier to stay on top of your finances.

With Cashline, you can:
Withdraw cash 24/7 from any DBS/POSB ATM with no additional fees
Transfer funds instantly to your DBS/POSB savings account or other banks' accounts
Pay your bills online conveniently
Apply nowAbout DBS Cashline

How to qualify for the cashback

Reward

Criteria

1. New Cashline account cashback

Reward

S$50 Cashback

Criteria

Cashline account is approved and opened successfully with promo code “DBSCL”
2. Cashline usage cashback

Reward

S$100 cashback

Criteria

Minimum S$188 closing balance accumulated for Cashline withdrawals in the first two statement months upon account opening
T&Cs apply. 
1. Cashback will be credited within 180 days from your Cashline application approval date.
2. Promotion ends on 28 Feb 2027.