They say dreams don’t work, unless you do. With DBS My Preferred Payment Plan (MP3) and Instalment Payment Plans (IPP), working towards your dream life is as simple as dividing your lifestyle needs into interest-free payments of up to 12 months with 0% processing fee.

Get up to S$80 cash rebate*on your transactions

So whether it’s setting up your dream home, owning a car or taking a family vacation, these instalment plans make it all affordable and also, rewarding.

Here's how:
More rebates in your pocket
Tier 1
S$20 Cash Rebate
Apply for 2 – 4 MP3/IPP
Tier 2
S$50 Cash Rebate
Apply for 5 – 7 MP3/IPP
Tier 3
S$80 Cash Rebate
Apply for more than 8 MP3/IPP
*Min spend per transaction applies

This offer is valid until 31 December 2019. T&Cs apply.

My Preferred Payment Plan (MP3)

Apply now

Instalment Payment Plan

0% IPP Participating Merchants

Click on any category below to see the list of participating merchants for the DBS 0% Interest Instalment Payment Plan. Enquire in-store for more details before you make your purchase.


  • Cycle & Carriage
  • Fong Kim Racing Development
  • H Tyre Pte Ltd
  • Hock Cheong Automec Pte Ltd
  • Hodaka Motoworld
  • One Zone Automotive LLP
  • Stamford Tyres International Pte Ltd

Beauty & Wellness

  • Absolute Chiropractic
  • Adeva Spa
  • AIBI International Pte Ltd
  • Amore Fitness
  • Amore Spa
  • Amway (Singapore) Pte Ltd
  • Bionn International
  • Body Contours Pte Ltd
  • Bodyperfect Pte Ltd
  • Browhaus
  • Cenosis Holdings Pte Ltd
  • Chrysalis Spa
  • Clariancy
  • Cosmo Goodness Pte Ltd
  • Dr Cindy's Medical Aesthetics
  • Dorra Slimming Pte Ltd
  • Fil Skin & Body Intelligence Pte Ltd
  • Fitness First
  • Ikeda Spa P L
  • Jean Yip
  • Johnson Protein Healthy Hair Growth Pte Ltd
  • Kimage Salon Pte Ltd
  • Lifespa
  • London Weight Management Pte Ltd
  • Mary Chia
  • MTM Skincare Pte Ltd
  • New York Skin Solutions Pte Ltd
  • Nu Skin Enterprises P L
  • Ogawa Health -Care Pte Ltd
  • OSIM International Ltd
  • OTO Bodycare
  • OWELL Bodycare Pte Ltd
  • Pure Angel Pte Ltd
  • Regina International Pte Ltd
  • Shakura Pigmentation Beauty Pte Ltd
  • Shaofang Pte Ltd
  • Singapore National Eye Centre
  • SK Il Boutique Spa
  • Strip
  • Theresa Beauty Slimming & Fitness Pte Ltd


  • Academies Australasia Col
  • Adam Khoo Learning
  • Australian International School Pte Ltd
  • Believer Music
  • British Council (Singapore) Pte Ltd
  • Cosmoprof Academy Pte Ltd
  • Cristofori Music Pte Ltd
  • Kaplan Higher Education Institute Pte Ltd
  • Kaplan Learning Institute Pte Ltd
  • MDIS Pte Ltd
  • NUSS
  • Stamford American International School
  • TMC Academy

Electronic and Computers

  • A.A.A Appliances
  • Addon Systems Pte Ltd
  • Aftershock PC
  • All Best Aircon
  • Alpha Audio Sound & Vision Pte Ltd
  • Atlas Sound & Vision
  • Audio House Marketing Pte Ltd
  • Bally Photo Electronics
  • Best Denki (Singapore) Pte Ltd
  • Cathay Photo
  • Challenger
  • Courts (Singapore) Pte Ltd
  • Gain City
  • Harvey Norman
  • iStudio
  • MC2 Pte Ltd
  • Mega Discount Store P L
  • Parisilk Electronics & Computers Pte Ltd
  • Polaris Network Pte Ltd
  • Sony Electronics (Singapore) Pte Ltd

Fashion and Accessories

  • Blum & Co Pte Ltd
  • Passage Lifestyles
  • Reebonz Limited
  • Spectacle Hut

Home and Furnishing

  • Ackerman & Smith Pte Ltd
  • Bright House Lightning Pte Ltd
  • Brighton Furniture Display Centre
  • Castilla Design Pte Ltd
  • Home Fix D.I.Y Store
  • IKEA
  • Mayer Marketing
  • Song-Cho (Imp & Exp) Pte Ltd
  • Star Furniture Pte Ltd
  • V.Hive


  • AIG
  • AXA Insurance Singapore P L
  • Liberty Insurance Pl
  • MSIG Insurance (S) Pte Ltd
  • NTUC Income Insurance

Jewellery and Watches

  • 18 Karaats
  • Aspial - Lee Hwa Jewellery
  • Boon Chai Jewellery
  • Chip Lee Jewellery
  • Citigems Pte Ltd
  • Cortina Watch
  • Dejewel Galleria Pte Ltd
  • Gold Heart Jewellery Pte Ltd
  • Gold N Gems Pte Ltd
  • Hock Ann Jewellers (Thomson) Llp
  • House Of Hung Pte Ltd
  • Indian Jewellers Pte Ltd
  • Joyalukkas Jewellery
  • Lee Hwa Jewellery
  • Love & Co. Pte Ltd
  • Meena Gold Jewellers
  • Meyson Jewellery
  • Ming Seng Goldsmith
  • Peng Kwee Watches & Jewellery Pte Ltd
  • Poh Heng Jewellery
  • Sincere Watch Limited
  • SK Jewellery
  • Soo Kee Jewellery
  • Tag Heuer
  • Taka Jewellery Pte Ltd
  • The Hour Glass Limited
  • Vincent Watch Pte Ltd


  • Asia Health Partners Pte Ltd
  • Atlas Medical Clinic Pte Ltd
  • Atria-City Dental Group
  • B K Poh Urology
  • CFG (Forum) Pte Ltd
  • CFG (GWC) Pte Ltd
  • CFG (OUBC) Pte Ltd
  • CFG (PP) Pte Ltd
  • CFG (RC) Pte Ltd
  • CFG (TP) Pte Ltd
  • CFG (USQ) Pte Ltd
  • Chin Dental Surgery Pte Ltd
  • David Loh Surgery Pte Ltd
  • De Pacific Dental Group (Amk)
  • Dream Plastic Surgery (Singapore) Pte Ltd
  • Eagle Eye Centre Pte Ltd
  • Evergreen Health Pte Ltd
  • Icare Medical And Wellness Clinic Pte Ltd
  • J Laser And Aesthetics Clinic Pl
  • Lifeline Corporation Pte Ltd
  • Mount Alvernia Hospital
  • Parkway Hospital (S) Pte Ltd
  • Raffles Hospital Pte Ltd
  • Singapore General Hospital


  • Asia Global Vacation P L
  • Commonwealth Travel Service Corp Pte Ltd
  • Dynasty Travel International Pte Ltd
  • Hong Thai Travel
  • Mustafa Air Travel Pte Ltd


  • BHG (Singapore) Pte Ltd
  • Cash Converters
  • Cordlife Group Limited
  • Digi Sound Hearing Care Centre Pte Ltd
  • ERA Realty Network Pte Ltd
  • Fairprice Xtra
  • Giant Hypermart
  • M1 Shop Pte Ltd
  • Metro (Private) Limited
  • Mothercare (S) Pte Ltd
  • Mount Prajna Ltd
  • Mustafa's Pte Ltd
  • OG Private Limited
  • Popular Book Company
  • StarHub Ltd
  • Sunshine Health Mart Pte Ltd
  • Sun Shine Health Product Pte Ltd
  • Swee Lee Holdings Pte Ltd
  • Takashimaya Singapore Ltd
  • Yummi House


  • DBS 0% Interest Instalment Plan is applicable to DBS VISA/MasterCard/American Express® and POSB MasterCard Credit cardholders only.
  • Minimum purchase amounts, specific terms and conditions and products for instalment plan may vary for different merchants. Please contact the merchants for more details.
  • An administrative charge of S$150 will be levied for early repayment and/or Card Account termination. In the event of Card Account termination, the outstanding balance under the IPP shall become payable immediately.
  • DBS reserves the right to approve/reject any instalment plan(s).
  • Other conditions apply.

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