Cash in on an abundance of treats

Savour the sweetness of more savings with DBS Home Loan this Lunar New Year. Choose from either 2 or 3-year fixed rate package and secure an exclusive home loan interest rate of 3.88% p.a. when you apply online now.

Lunar New Year Exclusive – 2-Year Fixed 3.88% p.a.

Year 1 to Year 2

3.88% p.a.

Year 3 and thereafter

3M SORA + 1.00% p.a.

Minimum loan amount

S$300,000

Commitment period

2 Years

Special feature

Waiver of commitment fee due to sale of property

Lunar New Year Exclusive – 3-Year Fixed 3.88% p.a.

Year 1 to Year 3

3.88% p.a.

Year 4 and thereafter

3M SORA + 1.00% p.a.

Minimum loan amount

S$300,000

Commitment period

3 Years

Special feature

Waiver of commitment fee due to sale of property

3M SORA refers to the 3-Month Compounded Singapore Overnight Rate Average (SORA) that is published on MAS website. As at 1 Feb 2023, it is 3.1419% p.a. Find out more on 3M SORA.


Double down on prosperity when you refinance with us and receive up to S$2,800 in additional cash reward!

Here’s how it works:

  Loan Amount Cash Reward
(for Refinancing only)
Lunar New Year
Promotional Package
For Private Property homeowners

S$300,000 to <S$500,000

Not Applicable

2-Year / 3-Year Fixed 3.88% p.a.

S$500,000 to <S$1,000,000

S$2,000

S$1,000,000 to <S$1,500,000

S$2,500

S$1,500,000

S$2,800

For HDB homeowners

S$300,000

S$2,000


Apply now


Promotion ends on 13 February 2023. Terms and conditions apply.

Terms and conditions

  • Promotion is only valid for direct online applications, without third party referrals.
  • To qualify for this Promotion, applicant(s) must successfully complete and submit Home Loan application (incl. submission of required documents) via “Apply Now” button during the promotion period. Applicant(s) must accept the Letter of Offer by 24 February 2023.
  • Promotion is only valid for home loan granted by DBS /POSB to finance the purchase of a completed residential property in Singapore or to refinance an existing home loan obtained from another financial institution or HDB.
  • DBS/POSB may change these terms or suspend/terminate the promotion without giving notice.
  • Refer to the full terms and conditions here.
  • You consent to DBS’ collection and use of your personal data and the use and disclosure of your personal data by/to third parties for the purpose of the promotion. You agree to the terms of the DBS Privacy Policy, a copy which can be found at d at www.dbs.com/privacy

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