2-Year Fixed Rate (Online Exclusive)

Applying online for your home loan just got more rewarding. Customers who apply online for a home loan will get to pay a preferential rate of 1.28% p.a. for 2 years.

Don’t wait, apply online now!

This package is valid with a minimum loan amount of S$500,000.

For new purchase / Refinance of property 2-Year Fixed
Year 1 to Year 2 1.28% p.a.
Year 3 and thereafter FH424+ 0.90% p.a.

FHR24 refers to DBS Bank's prevailing 24 months Singapore Dollar fixed deposit rate for amounts between S$1,000 and S$9,999 or such other sum as we may specify. It is currently 0.900% p.a.

This package comes with the following feature:

  • 1 free conversion after 24 months from the date of first disbursement- giving you the option to reprice your home at no cost.

Terms and Conditions apply.

For customers who are refinancing, you could receive cash rebates of up to S$2,800.

Private Property
Loan Amount Cash Rebate
S$500,000 to < S$1,000,000 S$2,000
S$1,000,000 to < S$1,500,00 S$2,500
>= S$1,500,000 S$2,800

Loan Amount Cash Rebate
>=S$250,000 S$2,000

Click here to find out more on the wide range of attractive home loan packages that DBS is offering.

For fees and charges, click here.

Apply now

Terms and Conditions

  • The promotion period is from 1 January 2021 onwards.
  • Special home loan rates are only valid for direct online applications without third party referrals.
  • To qualify for the Promotion, the applicant(s) must successfully complete and submit Home Loan application (incl. submission of required documents) via “Apply Now” button.
  • Special home loan rates are only valid for completed residential properties in Singapore, for new purchase or refinancing from another bank/HDB.
  • Special home loan rates are valid for applications with a minimum loan amount of S$100,000 for both HDB flats and private properties, unless otherwise stated.
  • DBS may change these terms or suspend/terminate the promotion without giving notice.
  • You consent to DBS’ collection and use of your personal data and the use and disclosure of your personal data by/to third parties for the purpose of the promotion. You agree to the terms of the DBS Privacy Policy, a copy which can be found at www.dbs.com/privacy


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