Refinance Online Promotion

During the campaign period, enjoy more cash rewards of up to S$3,500 when you refinance your home loan online.

Refinance to the attractive 5-Year Lock-in package during our promotion period to unlock higher cash rewards of up to S$3,500. Rest assured and have a peace of mind as the interest rate will be capped at 2.00% p.a. for the first five years – this protects you from any potential rates fluctuation.

For refinance of property 5-Year Lock-In
Year 1 FHR6 + 0.80% p.a.
(Capped at 2.00% p.a.)
Year 2 to Year 5 FHR6 + 1.00% p.a.
(Capped at 2.00% p.a.)
Year 6 and thereafter FHR6 + 1.00% p.a.

*1% p.a. refers to FHR6 + 0.80% p.a.

Fixed Deposits Home Rate 6 (FHR6) refers to the prevailing 6 months Singapore Dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. FHR6 is 0.200% p.a. currently.

This package comes with the following feature(s):

  • Waiver of commitment fee due to sale of property- giving you the flexibility to sell your property without the worry of commitment fees.
  • Waiver of prepayment fee(s)-giving you the flexibility to partial prepay your loan without the worry of prepayment fees

Unlock higher cash rewards when you refinance to the 5-Year Lock-In package above.

Loan Amount Promotional Cash Reward
>= S$250,000 S$2,000 $2,300

Private Property
Loan Amount Promotional Cash Reward
S$500,000 to <S$1,000,000 S$2,000 $2,500
S$1,000,000 to <S$1,500,00 S$2,500 $3,000
>= S$1,500,000 S$2,800 $3,500

Refinance with us from 22 May to 11 July 2021 to enjoy the promotional cash reward.

Click here for the wide range of attractive loan packages.

Calculate your home loan savings and switch to DBS Home Loan to get your interest savings today!

Apply Now

Terms and Conditions

  • The Online Exclusive Cash Rewards Promotion is only valid for direct online applications without third party referrals.
  • To qualify for this Promotion, the applicant(s) must successfully complete and submit Home Loan application (incl. submission of required documents) via “Apply Now” button during the campaign period and Accept the Letter of Offer by 18 July 2021.
  • Promotion is only valid for refinancing of home loan from HDB/another Bank.
  • DBS may change these terms or suspend/terminate the promotion without giving notice.
  • You consent to DBS’ collection and use of your personal data and the use and disclosure of your personal data by/to third parties for the purpose of the promotion. You agree to the terms of the DBS Privacy Policy, a copy which can be found at


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