Online Exclusive Rates

Protect your home loan against interest rate hike, giving you a greater peace of mind. Apply online and enjoy our exclusive interest rate.

For new purchase / Refinance of property 2 Year Lock-in
Year 1 to Year 2 FHR6 + 1.05% (Capped at 1.50% p.a)
Year 3 and thereafter FHR6 + 1.60%

Fixed Deposits Home Rate 6 (FHR6) refers to the prevailing 6 months Singapore Dollar fixed deposit interest rate of DBS Bank for amounts within S$1,000 to S$9,999 or such other sum as we may specify. FHR6 is 0.200% p.a. currently.

This package is valid with a minimum loan amount of S$300,000 and comes with the following feature(s):

  • Waiver of commitment fee due to sale of property- giving you the option to reprice your home loan at no cost.

Receive Cash reward of up to S$2,800 if you are refinancing.

Loan Amount Cash Reward
>= S$250,000 S$2,000

Private Property
Loan Amount Cash Reward
S$500,000 to <S$1,000,000 S$2,000
S$1,000,000 to <S$1,500,00 S$2,500
>= S$1,500,000 S$2,800

Click here for the wide range of attractive loan packages.

Calculate your home loan savings and switch to DBS Home Loan to get your interest savings today!

Apply Now

Terms and Conditions

  • Online Exclusive rates are only valid for direct online applications without third party referrals.
  • To qualify for the Promotion, the applicant(s) must successfully complete and submit Home Loan application (incl. submission of required documents) via “Apply Now” button.
  • Online Exclusive rates and cash rebates are only valid for completed residential properties in Singapore, for new purchase or refinancing from another bank/HDB.
  • DBS may change these terms or suspend/terminate the promotion without giving notice.
  • You consent to DBS’ collection and use of your personal data and the use and disclosure of your personal data by/to third parties for the purpose of the promotion. You agree to the terms of the DBS Privacy Policy, a copy which can be found at


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