Get S$12 cashback with PayNow-DuitNow

Make your first instant transfer to Malaysia at S$0 fees and get rewarded.

Get started with PayNow-DuitNow today

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Get S$12 cashback on your first PayNow-DuitNow transfer
Get S$12 cashback with PayNow-DuitNow

Try PayNow-DuitNow for instant, no fuss transfer to Malaysia!

Get S$12 cashback on your first1 PayNow Overseas Transfer to Malaysia (PayNow- DuitNow)!

Sending money to Malaysia made even easier. Send funds2 securely and in real time today with S$0 transfer fees. All in a few taps on digibank mobile.
1 Applies to first time PayNow-DuitNow customers or customers who have not performed any PayNow-DuitNow transfer within the past 12 months.
2 You can transfer up to S$1,000 per day.

How to claim your S$12 cashback

Simply transfer at least S$300 via PayNow-DuitNow (to Malaysia) within the qualifying period to get a S$12 cashback!

You may opt to do a single transfer or multiple transfers up to S$300. As long as your transactions occur within the same calendar month and you are the first 200 customers of the month to meet the criteria, you will qualify!

The S$12 cashback will only be rewarded once per eligible customer during the promotion period.
T&Cs for S$12 cashback Welcome Promotion
• Applicable to customers who have not performed any PayNow-DuitNow transaction within the past 12 months.
• Limited to first 200 customers of each Qualifying Period to meet the criteria on a first-come, first-served basis.​

Click here for full T&Cs.

How to use PayNow-DuitNow via digibank:

1
Step 1Log in to digibank Mobile
2
Step 2Tap Pay & Transfer, PayNow , and select DuitNow (Malaysia)
3
Step 3Enter your recipient’s mobile number and tap Next
4
Step 4Input transfer amount, select transfer purpose and tap Next
5
Step 5Review your details and tap Transfer now

Frequently Asked Questions

Cashback eligibility and crediting period

Qualifying Period

Eligible Transaction Date, SGT

Reward Credit Date

Qualifying Period 1

Eligible Transaction Date, SGT

01 Apr – 30 Apr 2026, before 23:59

Reward Credit Date

By 30 Jun 2026
Qualifying Period 2

Eligible Transaction Date, SGT

01 May – 31 May 2026, before 23:59

Reward Credit Date

By 31 Jul 2026
Qualifying Period 3

Eligible Transaction Date, SGT

01 Jun – 30 Jun 2026, before 23:59

Reward Credit Date

By 31 Aug 2026
Qualifying Period 4

Eligible Transaction Date, SGT

01 Jul – 31 Jul 2026, before 23:59

Reward Credit Date

By 30 Sep 2026
Qualifying Period 5

Eligible Transaction Date, SGT

01 Aug – 31 Aug 2026, before 23:59

Reward Credit Date

By 31 Oct 2026
Qualifying Period 6

Eligible Transaction Date, SGT

01 Sep – 30 Sep 2026, before 23:59

Reward Credit Date

By 30 Nov 2026
Qualifying Period 7

Eligible Transaction Date, SGT

01 Oct – 31 Oct 2026, before 23:59

Reward Credit Date

By 31 Dec 2026
Qualifying Period 8

Eligible Transaction Date, SGT

01 Nov – 30 Nov 2026, before 23:59

Reward Credit Date

By 31 Jan 2027
Qualifying Period 9

Eligible Transaction Date, SGT

01 Dec – 31 Dec 2026, before 23:59

Reward Credit Date

By 28 Feb 2027

Cashback eligibility examples

Customer

Transaction Date, SGT | Transaction Amount

Eligible For Cashback?

Customer A

Transaction Date, SGT | Transaction Amount

12 Apr 2026, 00:01 | S$100
18 Apr 2026, 15:00 | S$100
30 Apr 2026, 23:59 | S$100

Eligible For Cashback?

Eligible if customer is the first 200 customers in the qualifying period. A S$12 cashback will be credited by 30 Jun 2026 as an accumulated PayNow-DuitNow transaction of S$300 is performed within Qualifying Period 1 (1 Apr – 30 Apr 2026, before 23:59)
Customer B

Transaction Date, SGT | Transaction Amount

18 May 2026, 10:00 | S$300

Eligible For Cashback?

Eligible if customer is the first 200 customers in the qualifying period. A S$12 cashback will be credited by 31 Jul 2026.
Customer C

Transaction Date, SGT | Transaction Amount

18 Apr 2026, 15:00 | S$100
28 May 2026, 12:00 | S$100
1 Jun 2026, 00:01 | S$200

Eligible For Cashback?

Not eligible for cashback as transactions are made across different Qualifying Periods.