Get S$12 cashback with PayNow-UPI
Make your first instant transfer to India at S$0 fees and get rewarded.Get started with PayNow-UPI today
Download digibank app
Get S$12 cashback with PayNow-UPI
Try PayNow-UPI India for instant, no fuss transfer back home!
Get S$12 cashback on your first1 PayNow Overseas Transfer to India (PayNow-UPI)!
Sending money to India has never been easier. Send funds2 securely and in real time today with S$0 transfer fees. All in a few taps on digibank mobile.
Sending money to India has never been easier. Send funds2 securely and in real time today with S$0 transfer fees. All in a few taps on digibank mobile.
1 Applies to first time PayNow-UPI customers or customers who have not performed any PayNow-UPI transfer within the past 12 months.
2 You can transfer up to S$1,000 per day.
2 You can transfer up to S$1,000 per day.
How to claim your S$12 cashback
Simply transfer at least S$300 via PayNow-UPI (to India) within the qualifying period to get a S$12 cashback!
You may opt to do a single transfer or multiple transfers up to S$300. As long as your transactions occur within the same calendar month and you are the first 200 customers of the month to meet the criteria, you will qualify!
The S$12 cashback will only be rewarded once per eligible customer during the promotion period.
You may opt to do a single transfer or multiple transfers up to S$300. As long as your transactions occur within the same calendar month and you are the first 200 customers of the month to meet the criteria, you will qualify!
The S$12 cashback will only be rewarded once per eligible customer during the promotion period.
T&Cs for S$12 Cashback Welcome Promotion
• Applicable to customers who have not performed any PayNow-UPI transaction within the past 12 months.
• Limited to first 200 customers of each Qualifying Period to meet the criteria on a first-come, first-served basis.
Click here for full T&Cs.
• Applicable to customers who have not performed any PayNow-UPI transaction within the past 12 months.
• Limited to first 200 customers of each Qualifying Period to meet the criteria on a first-come, first-served basis.
Click here for full T&Cs.
How to use PayNow-UPI via digibank:
1
Step 1Log in to digibank Mobile
2
Step 2Tap Pay & Transfer, PayNow and select UPI (India)
3
Step 3Select bank account to transfer from and enter your recipient’s UPI ID
4
Step 4Input transfer amount, select transfer purpose and tap Next
5
Step 5Review your details and tap Transfer now
Sending to a DBS India Account Recipient?
With the PayNow feature, your DBS Bank India recipient can consent to instant inward remittance via UPI, which they can manage directly through the digibank app by DBS India.
Steps to enable PayNow for Foreign Inward Remittance on the digibank app by DBS India:
1
Step 1Log in and tap on the Menu
2
Step 2Select UPI Foreign Inward Remittance
3
Step 3Toggle to enable and confirm
For more information, visit DBS India’s page on UPI Payments here.
Frequently Asked Questions
Cashback eligibility and crediting period
Qualifying Period | Eligible Transaction Date, SGT | Reward Credit Date |
| Qualifying Period 1 | Eligible Transaction Date, SGT 01 Apr – 30 Apr 2026, before 23:59 | Reward Credit Date By 30 Jun 2026 |
| Qualifying Period 2 | Eligible Transaction Date, SGT 01 May – 31 May 2026, before 23:59 | Reward Credit Date By 31 Jul 2026 |
| Qualifying Period 3 | Eligible Transaction Date, SGT 01 Jun – 30 Jun 2026, before 23:59 | Reward Credit Date By 31 Aug 2026 |
| Qualifying Period 4 | Eligible Transaction Date, SGT 01 Jul – 31 Jul 2026, before 23:59 | Reward Credit Date By 30 Sep 2026 |
| Qualifying Period 5 | Eligible Transaction Date, SGT 01 Aug – 31 Aug 2026, before 23:59 | Reward Credit Date By 31 Oct 2026 |
| Qualifying Period 6 | Eligible Transaction Date, SGT 01 Sep – 30 Sep 2026, before 23:59 | Reward Credit Date By 30 Nov 2026 |
| Qualifying Period 7 | Eligible Transaction Date, SGT 01 Oct – 31 Oct 2026, before 23:59 | Reward Credit Date By 31 Dec 2026 |
| Qualifying Period 8 | Eligible Transaction Date, SGT 01 Nov – 30 Nov 2026, before 23:59 | Reward Credit Date By 31 Jan 2027 |
| Qualifying Period 9 | Eligible Transaction Date, SGT 01 Dec – 31 Dec 2026, before 23:59 | Reward Credit Date By 28 Feb 2027 |
Cashback eligibility examples
Customer | Transaction Date, SGT | Transaction Amount | Eligible For Cashback? |
| Customer A | Transaction Date, SGT | Transaction Amount 12 Apr 2026, 00:01 | S$10018 Apr 2026, 15:00 | S$100 30 Apr 2026, 23:59 | S$100 | Eligible For Cashback? Eligible if customer is the first 200 customers in the qualifying period. A S$12 cashback will be credited by 30 Jun 2026 as an accumulated PayNow-UPI transaction of S$300 is performed within Qualifying Period 1 (1 Apr – 30 Apr 2026, before 23:59) |
| Customer B | Transaction Date, SGT | Transaction Amount 18 May 2026, 10:00 | S$300 | Eligible For Cashback? Eligible if customer is the first 200 customers in the qualifying period. A S$12 cashback will be credited by 31 Jul 2026. |
| Customer C | Transaction Date, SGT | Transaction Amount 18 Apr 2026, 15:00 | S$10028 May 2026, 12:00 | S$100 1 Jun 2026, 00:01 | S$200 | Eligible For Cashback? Not eligible for cashback as transactions are made across different Qualifying Periods. |