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Digital Banking

Cash is King, but Cashless is Queen

Say goodbye to bulky wallets and explore all the ways you can go cashless.

At a Glance
For everyday transactions
For your travels
For giving and receiving
For smarter budgeting
Promotions

Cash is King, but Cashless is Queen

Why go cashless?

It’s more rewarding

Enjoy a world of perks, from discounts to miles and points, when you choose to go cashless with us.

It’s secure and stress-free

Say goodbye to queues and lost cash. Our digital payments offer peace of mind with added security and ease of use.

It’s simply smarter

Track expenses, create budgets and manage your money better with our smart financial planning tools – all without the hassle of paper trails.

Go cashless with DBSDiscover a seamless and rewarding way of living that meets all your needs. Earn rewards on every transaction, access exclusive deals, enjoy unparalleled convenience, and more with our suite of cashless solutions.

Reap rewards every time you payGrocery runs, dining out, retail therapy? Turn everyday spending into extraordinary rewards. Enjoy perks like rebates, miles or cashback when you pay with DBS/POSB Cards and PayLah!.

DBS/POSB Cards

Enjoy up to 50% off on shopping hauls, dining experiences, and holiday bookings with DBS/POSB Cards.

DBS PayLah!

Scan to pay at over 180,000 acceptance points islandwide. Plus get rides, tickets, and more – all in one app.

Your passport to conveniencePlanning your next adventure? Leave the loose change behind and experience seamless and hassle-free journeys with our convenient cashless solutions.With DBS Payment Controls, you can set monthly and daily spend limits on your DBS/POSB Credit or Debit Card, allowing you to manage your travel budget with ease and enhance the security of your card by temporarily locking your card or disabling certain features like overseas transactions when not in use.

DBS Live Fresh Card

Enjoy zero FX fees on in-store overseas spend at your favourite Asia spots (offset by 3.25% cashback, capped at S$50). T&Cs apply.

DBS Altitude Card

Get up to 2.2 miles per S$1 on overseas spend (made in foreign currency) and up to 1.3 miles per S$1 on local spend. T&Cs apply.

POSB Everyday Card

Get 10% cash rebates on your overseas spend in Malaysia. T&Cs apply.

DBS Visa Debit Card

Get 2% cashback on your foreign currency spend and enjoy no foreign currency exchange fees for 11 currencies.

PAssion POSB Debit Card

Earn up to 9% cash rebates or 5 miles per S$1 (in the form of 18X yuu Points) on everyday spend in Singapore and Malaysia. T&Cs apply.

Pay like a local with DBS PayLah!Did you know you can use PayLah! overseas too?Make payments a breeze with DBS PayLah! Just scan and pay at merchants when you’re abroad, and don't even worry about currency exchange – we've got that covered. Enjoy your trip, cashless and stress-free!Simply look out for merchants that accept these QR payments:

Malaysia

Scan to pay for dining, shopping, massages, and everything you love across the border with DuitNow QR at over 2 million acceptance points.

Learn more

Thailand

Scan to pay at BTS stations, major retailers, weekend, and night markets with PromptPay QR at over 8 million acceptance points.

Worldwide

Scan to pay at over 40 million UnionPay QR-enabled merchants around the world.

Indonesia

Scan to pay at over 26 million QRIS QR merchants across Indonesia, including popular destinations like Batam, Bintan, and Bali – for taxi rides, dining and more!

Find out more here.

Send and receive money seamlesslyWhether it’s settling up with friends after a meal, allowance for your kid or receiving government payouts, enjoy secure and instant transfers with anyone, anytime.

POSB Smart Buddy

Set your child’s allowance conveniently and have them spend and save wisely while developing smart money habits today.

Learn more

PayNow

Send and receive money and govt payouts instantly via a mobile number and NRIC.

DBS Digital Gifts

Celebrate life’s special moments by gifting sustainably with our personalised eGift or QR Gift Card.

Learn more

Easy breezy money managementUnlock the doors to growing your savings through smart budgeting when you spend digitally. With DBS digiWealth, you can effortlessly set your budget and track your expenses – all in one place.

Step 1: Tap on ‘digiWealth’ in digibank

Step 1: Tap on ‘digiWealth’ in digibank

Then, tap on ‘Money in/out’ to start.

Step 2: Set your budget

Step 2: Set your budget 

Allocate budget to spend categories based on your lifestyle for better expense control and management.

Step 3: Review your expenses

Step 3: Review your expenses 

Regularly review your budget and identify areas you need to work on to stay on track. 

a.custom-anchor { display: block; position: relative; top: -150px; visibility: hidden; } PromotionsUnlock Exclusive Deals with Cash Alternative Payment Options!

Not on DBS PayLah! yet?
Download The Ultimate Everyday App today.

Experience seamless local and overseas payments and discover exclusive DBS/POSB Cards and PayLah! deals on everything you love!

Download now

Monies in DBS PayLah! are a deposit. SGD deposits are insured up to S$100k by SDIC.

Get up to S$10 Cash reward with PayNow

Simply link your DBS/POSB account(s) to your NRIC/FIN and/or Mobile Number with PayNow.

Learn more

Get up to 11% savings on your spend in China

Maximise savings of up to 11% with the highest 8% Cashback in town PLUS a 3% transaction fee waiver via Alipay or WeChat Pay for your spending in China, exclusively with your DBS UnionPay Platinum Debit Card!

Get S$12 cashback on your first PayNow-DuitNow transfer

Simply transfer at least S$300 via PayNow-DuitNow (to Malaysia) within the qualifying period to get a S$12 cashback!

Get S$12 cashback on your first PayNow-UPI transfer

Simply transfer at least S$300 via PayNow-UPI (to India) within the qualifying period to get a S$12 cashback!

Get S$12 cashback on your first PayNow-PromptPay transfer

Simply transfer at least S$300 via PayNow-PromptPay (to Thailand) within the qualifying period to get a S$12 cashback!

Sign up for the DBS Altitude Card!

Get the Samsonite 30" Trunk Luggage (Worth S$680) or up to 38,000 miles with a promo code!

Sign up for a DBS/POSB Credit Card!

Choose between the Samsonite 30" Trunk Luggage (Worth S$680) or S$288 cashback

Enjoy 100% cashback of up to S$3¹ when you scan to pay with DBS PayLah! in Malaysia (DuitNow QR), Thailand (PromptPay QR) and Indonesia (QRIS QR).

¹ Limited to 1 redemption per user per calendar month, with a monthly cap of 12,500 redemptions. Only applicable to new to PayLah! overseas Scan to Pay users. Cashback will be updated to your DBS PayLah! wallet on the same day.

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Travel Cards Rewards Payments Lifestyle Cashless

DBS Multiplier Account

Multiplier is simpler than ever for all!

Easier to get bonus interest, More income types recognised, No min spend always.

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