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Seamless overseas money transfers with DBS Remit and OTT

Choose DBS Remit for zero fees, same-day transfers to 50+ destinations, or use Outward Telegraphic Transfer (OTT) when you need to send funds to destinations or currencies not supported by DBS Remit.
DBS Remit: S$0 transfer fees1, same-day transfer2, competitive rates to 50+ destinations3
OTT: Transfers to 200+ destinations, within 2-4 working days4
First DBS Remit?

Enjoy up to S$60 cashback on your first overseas transfer! T&Cs apply

First remit reward
Important Notes
Seamless Overseas Money Transfers with DBS Remit or OTT.
Seamless overseas money transfers with DBS Remit and OTTFirst DBS Remit?
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Overview
Overview
Why DBS Remit
Why OTT
How it works
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Important information
digibank Guides

Overseas transfers are seamless with DBS Remit

Get more value from every overseas transfer with DBS Remit.

Zero Fees

S$0 transfer fees to 50+ destinations

Zero Fuss

3 steps on digibank for same-day transfers

Zero Anxiety

Real-time tracking on transfers
DBS Remit makes overseas transfers effortless and stress-free
Send 19 currencies to 50+ destinations securely same-day at S$0 fees.
Enjoy preferential rates for S$50,000 or more.
DBS Remit map

Quick guides to DBS Remit

Get startedTrack your funds
Find out how DBS Remit makes every overseas transfer seamless for you in this video.

Track your funds. With zero anxiety.

Keep track of your transfer status on the digibank app so you know exactly where it is. You’ll be automatically alerted when it reaches your recipient, and if your transfer is unsuccessful.

  • Track your payment status⁵
  • Receive status updates⁶ via push notifications
  • Get further details on completed or unsuccessful transfers via digibank app.
  • Keep recipients informed and share payment details via WhatsApp
Follow this checklist before you transfer.

⁵Available for all DBS Remit transfers to Australia, Hong Kong, India, Japan, UAE, UK and US.
DBS Remit can also be tracked for:

  • IDR transfers to DBS Indonesia accounts
  • CNY transfers to DBS China accounts
  • VND transfers to DBS Vietnam accounts

⁶The transaction status displayed is based on information provided to DBS by the agent and recipient banks in its network. This information is provided on a best-efforts basis and may be subject to changes beyond DBS’ control. Click here to find out more about the various status in Remit Tracker.

Why Outward Telegraphic Transfer?

Use Outward Telegraphic Transfer (OTT)⁷ for overseas transfers in different currencies or to destinations not covered by DBS Remit.
Flexibility​
Transfer funds in various currencies​ (e.g. sending USD to Australia)​
Broad Coverage
Transfers to 200+ destinations
Secure Transfer
Process within 2-4 working days

OTT Charges (SGD)

The following table shows handling commissions in SGD based on the transfer amount in SGD.

Transfer Amount (SGD)

Transfers without FX*

Transfers with FX

Up to $5,000

Transfers without FX*

$10

Transfers with FX

Waived
$5,001 to $25,000

Transfers without FX*

$20

Transfers with FX

Waived
$25,001 to $60,000

Transfers without FX*

$35

Transfers with FX

Waived
$60,001 to $120,000

Transfers without FX*

$100

Transfers with FX

Waived
Above $120,000

Transfers without FX*

$120

Transfers with FX

Waived
*Waiver is applicable for transfers to DBS Accounts in China, Hong Kong, India, Indonesia and Taiwan, with selected DBS entities only.
Click here to find out.

Cable Charge (SGD)

Please note that for transfers to non-DBS accounts, existing cable charges still apply and will be communicated to you during the transfer process:

Account Type

Non-DBS Accounts

DBS Accounts*

Cable Charge (SGD)

Non-DBS Accounts

$20 (For all locations)

DBS Accounts*

Waived
*Waiver is applicable for transfers to DBS Accounts in China, Hong Kong, India, Indonesia and Taiwan, with selected DBS entities only. Click here to find out.
⁷Cable charges, handling commission fees and agent bank charges may apply. Revised handling charges apply as of 5 April 2026. Click here to find out more.

3 easy steps to send money overseas

Transfer nowNew to digibank?
A transfer with the DBS Remit badge will be processed as a DBS Remit transfer. All other currencies and destinations will be processed under OTT, where cable charges, handling commission fees and agent bank charges may apply.

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What else do you need to know?

Important Information

To strengthen your protection against scams, a 12-hour cooling period will be progressively introduced from March 2026 for selected digibank transactions. This applies to transactions such as adding new transfer recipients, updating email addresses, mobile numbers, and increasing daily local or overseas transfer limits. As this is a regulatory measure, the cooling period cannot be reduced. To ensure a smooth banking experience, please plan your transactions and product applications in advance.

We move your money during business days in Singapore. However, things may take a little longer if the location you’re sending to has a national holiday. Do check from time to time.

Occasional delays or unforeseen service disruptions caused by payment processing partners, beneficiary banks, or system maintenance may result in delays or cancellations of your fund transfers.

For more information, please refer to Terms and Conditions governing Telegraphic Transfers.

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For making overseas transfers and other digibank app functions.
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