Apply for a Credit Card If you are new to DBS/POSB Bank, you can apply for a credit card with us
online. For existing customers, application can be made easily via iBanking.
Eligibility for Credit Card Application To be a Principal Card holder, you will need to be above 21 years, earn a gross annual income of S$30k if you are a Singaporean, or S$45k if you are a foreigner.
Card Cancellation Cancel your Credit, Debit or ATM Card easily through our new digital banking service.
Apply for Mobile Wallet Add credit, debit or store cards and use Apple, Samsung or Google Pay to make purchases easily and securely from your Smart Phones.
Check Credit Card Outstanding Balance Subscribe to SMS notifications today to receive your consolidated Credit Card outstanding balance monthly via SMS; or check your Credit Card oustanding balance via iBanking, digibank, SMS Banking or Phone Banking.
Pay Credit Card Bills There are many ways you can pay your credit card bills. The fastest way to make an immediate bill payment to your DBS/POSB Credit Cards is via iBanking.
Credit Card Payment Due Date Credit Card Payment Due Date is generally 20 calendar days from the statement date, after which, late fees and finance/interest charges may incur.
Credit Card Payment Cut-off Times Perform instant payment for your DBS/POSB Credit Cards via iBanking & digibank. Alternatively, other non-instant channels includes SMS Banking, Phone Banking, ATM, AXS, GIRO, Cheque and Cash Payments.
Terminate GIRO Arrangement Find out how you can terminate a GIRO arrangement easily using iBanking or our Video Teller Machine (VTM).
Activate New Card You can activate your new card easily using SMS Banking, iBanking, digibank or at our DBS/POSB ATM and Video Teller Machine (VTM).
Lost or Stolen Card If your ATM, Debit or Credit card is Lost or Stolen, please block your cards(s) immediately using our online services and request for a replacement instantly.
Replace Credit Card Holding on to a damaged, worn out or lost your credit card? Request for a replacement instantly.
Reset Card PIN Reset your Card PIN immediately via iBanking, digibank or Video Teller Machine (VTM).
Change Card PIN You can change your Card PIN at any of our DBS/POSB ATM and Video Teller Machine (VTM).
PIN & PAY Without PIN & PAY function available, DBS/POSB Debit & Credit Cards will follow the usual Signature/Contactless based international payment methods for transactions performed in foreign countries.
Annual Fee Refer to our table for the specific amount required to maintain the yearly membership of various Credit Cards we offer! Find out if you are eligible to waive your annual fees today.
Late Fee Late payment charges are levied if the minimum payment is not received on the card account by the payment due date. Refer to our table for the list of charges.
Finance/Interest Charge Finance/Interest Charges are computed at the prevailing interest rate of 25.90% per annum, calculated daily from the date each transaction is posted to your card account until full payment is received, subject to a minimum fee of S$2.50.
Cash Advance Fee Cash Advance Fee of 6% will be levied on the amount withdrawn per transaction, subject to a minimum of S$15 per transaction.
Over Limit Fee An over limit fee of S$40 will be charged if your card's total outstanding balance exceeds its credit limit.
Returned Cheque/GIRO Fee A fee of S$20 will be charged for every returned cheque, and S$30 for every returned GIRO payment.
Earn DBS Rewards Earn DBS Points and other rewards by spending on your DBS Credit Cards, find out the various benefits here.
Checking your DBS Points There are 3 ways you may check your available DBS points: iBanking, your monthly statement and via the DBS lifestyle app.
DBS Points Expiry Some DBS Credit Cards have no expiry dates for DBS Points! For those with expiry dates, DBS Points will expire one year from the quarterly period in which they were earned.
Transact & Withdraw in Foreign Currency Overseas Enable your Card for overseas usage to transact and withdraw foreign currency overseas. Avoid foreign exchange and debit card fees by using a DBS Visa Debit Card linked to a DBS Multi-Currency Autosave (MCA) Account.
Overseas Card Transaction Fees Transactions made overseas or through an overseas based online merchant will incur up to 3.25% foreign transaction fee.
Declined Transactions Common issues customers face when their transactions are being declined are due to Non-activation, Insufficient Credit Limit or Incorrect Details inputted. Find out how you can resolve these issues here.